Hi, my name is Riyaz and I am from Mumbai. I lost my job about 10 years back and since I am 61 years old, it was difficult to get another job. While job hunting, I used my credit card for daily expenses. However I was not able to get a job and my credit card bills began piling up and currently I owe around Rs 20,00,000 or around USD 20,000. I need your help to pay off my loans. The remaining money I will use to invest in the equity markets and try to pay you back. My paypal id is rmillwala@hotmail.com