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Financial Hardship Help

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Last Updated: September 26, 2024

Any assistance is greatly appreciated! With kind blessings

I hope this message finds you well. I am writing to you with a heavy heart, as I find myself in a difficult situation that has left me in urgent need of financial assistance. Recently, my 16-year-old child was diagnosed with cellulitis, which resulted in significant medical expenses. Unfortunately, our insurance company denied coverage for these costs, citing it as a pre-existing condition. As a result, I had no choice but to borrow money to cover the medical bills, and I now find myself in debt to the tune of $30,000 AUD.
This financial burden has been incredibly overwhelming for me and my family. In addition to managing this debt, I am a foster carer for children who have complex emotional and behavioral issues stemming from their traumatic backgrounds. I am deeply committed to providing them with the support and stability they need to thrive. However, the stress of my current financial situation has made it increasingly challenging to focus on their needs and well-being.
Moreover, I personally struggle with several health issues, including fibromyalgia, intercranial hypertension, and high blood pressure. These conditions often leave me fatigued and in pain, making it difficult to manage my responsibilities effectively. Balancing my health challenges with the demands of fostering children and dealing with significant financial strain has become an uphill battle.
I have always believed in giving back to my community, particularly by helping individuals with disabilities find their way in life. Despite my own struggles, I strive to uplift others and create a positive impact. However, the weight of this debt is hindering my ability to continue this important work.
I am reaching out in hopes of finding support during this challenging time. Any assistance you could provide would not only help alleviate my financial burden but also enable me to focus on my health and continue fostering children who need love and care. Your generosity could make a profound difference in our lives.
Thank you for considering my request. I appreciate your time and understanding.

Regards and blessings, Betty

paypal.me/blessings284

Filed Under: Emergency Money Tagged With: Australia & New Zealand

Last Updated: September 24, 2024

Inside toilet

I bought a comfortable 2 bedroom house but it has a toilet outside. On really hot days I’m covered with sweat then 10 mosquito’s come along and bite you everywhere. This could be a traumatic experience. I will be very greatful receiving donations to help me renovate my bathroom so I finally can have a inside toilet. And will enjoy a walk in shower.

Filed Under: Wishes Tagged With: Australia & New Zealand

Last Updated: September 24, 2024

Drowning and asking for help

Hi.. I feel a bit stupid writing this but I have found my back against a wall.

Around a year ago I found myself in a bad situation with a partner which has left me in a fair amount of debt (AU $16,000). These were debts that are in my name and I am responsible for.

The relationship ended and I have been making the payments. A month ago however I had to stop working due to medical issues. I am working through those issues and looking for suitable employment.

While I am unemployed I am unable to cover even the minimum repayments along with bills and groceries.

I have tried talking to the debt holders but if they lower the repayments it will screw me for even longer. If I can’t pay my bills I will end up on the street. I’m desperate. I have tried asking family and friends who are unfortunately unable to help, so now I turn to internet strangers. If you can help in any small way I would be so appreciative. I will also be paying it forward when I am back on my feet.

Please

 

paypal.me/VanessaWheatley

 

 

Filed Under: Emergency Money Tagged With: Australia & New Zealand

Last Updated: September 20, 2024

Dreaming of my first home!

Hi, Im a single lady in her early 30s trying my hardest to Save for a home loan deposit.

I’ve been able to save a couple of grand but am hoping a kind person or persons can help me on my journey of obtaining my first home!

I’m asking for donations that will go towards me purchasing my first home, Im single with 2x dogs and live in Australia. I require a deposit of $20,000 for the home I wish to purchase and am struggling to quickly reach my goal without the price of homes increasing, I fear by the time I have the $20,000 saved it wont be enough to purchase a suitable and quality home!

Please reach out if you have any questions or use my PayPal link to donate ❤️

https://paypal.me/U89894?country.x=AU&locale.x=en_AU

Filed Under: Mortgage Tagged With: Australia & New Zealand

Last Updated: August 31, 2024

in financial trouble and far from home.

Dear Friends and Supporters,

I am reaching out to share my story, i am single mother who is in need of support. I’ve been living far away from family for nearly 6 years, in another state, i moved to study and got a job in a city i love, even though unfortunately it means i only get to see family once a year, i found a place for myself which i thought i could thrive in.

I’m always working really hard to provide for my child. i had a full-time job in a high position, moved to a town away from the city to start a new store for the brand i worked for. i thought it was all going really well.

However, due to unforeseen circumstances and lack of support from the company, i had to leave that job, I’m now struggling (mentally and financially) and need to move closer to family for better help.

i was lucky to find a position in the same town as i had a lease i couldn’t afford to break in the new town, but my new job pays roughly half of what i used to get, and i put myself in a bad place financially when i moved paying double rent for a couple months and using credit cards i now have some debt i am struggling with on top of everything.

being a rural town there is very little job opportunities and despite applying to basically anything at this point im not having much luck finding a second job to support us both.

due to the unexpected financial challenges recently making it impossible for me to secure the means to move back home. i am aiming to raise $5,000 to help cover the costs associated with the move.

hopefully i can get enough to be closer to family, they live in another state, and try to help where they can, even if it wont cover my debt i will be closer to people who can help me and my child.

With gratitude,
E

https://paypal.me/helpagirlout66?country.x=AU&locale.x=en_AU

 

Filed Under: Emergency Money Tagged With: Australia & New Zealand

Last Updated: August 28, 2024

Struggling 20 year old

 

Hello

I’m really struggling right now and I don’t know where else to turn. My dream has always been to become a pilot, but I’m facing some really tough times that are making it feel almost impossible. I feel like giving up in life

I am paying almost all the bills now as my mom works as a cleaner and is barley getting any good money

 

 I’m only 20 years old, I’m working over 60 hours a week just to try to keep things together at home. My mom is really sick; she has HIV , and as the only one who can take care of her, I’m doing everything I can to help pay the bills and keep us afloat.

I fall back on rent payment as well as bills 

I have an upcoming rent of $2000 AUD in 8  days and if I don’t pay it I’ll be evicted and I have no where to go

no matter how hard I work, it feels like it’s never enough. I’m trying to save money for my student fees, which are $140,000, but it’s just getting harder every day. Bills keep piling up, and I can barely afford to put food in the fridge. There are days when I go without eating, just hoping for some kind of miracle.

I’ve even started selling my personal items, but it’s still not enough. I’m so tired and drained, and it feels like I’m at my breaking point. I know this is a lot to ask, but if there’s any way you could help me, it would mean the world to me. I’m even willing to pay back in the future when I get a job in my industry and I am willing to sign legal contract for this any help you can give in the future.

I’m more than happy to show you proof of my university fees and any other documents you might need. I just don’t know what else to do, and I’m so scared that my dream of becoming a pilot might slip away because of everything that’s happening.

My mom has been through so much as a single parent, especially after losing my dad when I was young. I just want to take care of her, my sister, and myself, but it’s getting harder every day. Please, if there’s anything you can do, I would be forever grateful. Your help would be such a relief during this incredibly difficult time.

Thank you so much for even considering this. It means more than you can imagine.

 

Please I am begging , please help me

my PayPal

https://www.paypal.me/myeducation65

Filed Under: Emergency Money Tagged With: Australia & New Zealand

Last Updated: August 23, 2024

Looking for temporary financial assistants

To anyone who can sympathise and help with my current situation, I am 43-year-old sole provider and married father of 3, I was financially stable and am being sued for a home I built and sold 9 years ago for plumbing issues caused by a negligent contracted plumber. $200,000 + dollars in legal costs but I have nearly exhausted my financial ability to proceed with legal fees which will force me to declare bankruptcy, I have a strong case as I have current building reports and costings that point to the plumbing errors and am currently looking for a donation that I will repay once the case is over. To those who can gracefully help I am desperately seeking approximately $45,ooo to get me to mediation on the 19th of December 2024 this will hopefully be resolved by then and I will be able to claim my costs and return the funds. I am willing to provide proof for everything that is happening.

So my email address is

j.farrugia@live.com

my Paypal details are

paypal.me/Jasonf250581

Filed Under: Emergency Money Tagged With: Australia & New Zealand

Last Updated: August 19, 2024

On the brink of divorce

Good day from Perth, WA, Australia.

I’m in a desperate and urgent situation that could end up my marriage.

I am a 33 year-old male, married for 4 years to a 36 year-old female and we have a 2 year-old son. We bought a house a few weeks ago.

I recently lost my job and I have been struggling to find a new one. I have been working as a Trade Assistant for almost a year, but being a casual position, I was thinking leaving for a permanent more stable role. Now I will be honest, my own actions led me to have to quit earlier than expected (I have been really late several times in a short period of time…), and I started a new job just after that. It was a permanent position, with a good pay. But for some reason it didn’t work out as I hoped it would, and I was laid off by the company after only a month.

I’ve been struggling to find another job since, which put a lot of pressure on my wife who can only work part-time.

To make matters worse, during that time, my car broke down and she had to pay the repairs using our mortgage money. Thankfully we managed to recover that money just in time with the help of family and friends. But they won’t be able to help us like this.

On the bright side, I’m hopeful that I will find a job this week, but I won’t get paid before the next one, too late for the next mortgage payment.

My wife is blaming me for all the situation and rightfully so. I meant well but what I did was stupid and is threatening my home.

I’m responsible for this mess and I have to do whatever it takes to fix it.

So here I am, hoping that some kind hearted people would be able to help me.

If we can’t pay the mortgage, we will lose the house, my wife will file for divorce and it will be my fault.

I love my wife and my son, I don’t want to lose them.

What I would need is a bit over two weeks worth of my previous income, which would be around $3000AUD ASAP.

Thank you for reading my plea.

 

paypal.me/nodivorce2024

Filed Under: Emergency Money Tagged With: Australia & New Zealand

Last Updated: August 18, 2024

A bread winner’s wish of $30,000

Hello beautiful people, I hope this letter of mine find you all well. I am at this low point of my life that I have never imagined, but I just need to accept the reality and make the most out of it.

Currently I am based at the moment in Melbourne, Australia. I arrived here wayback in 2017.  Originally, I was born and raised from a lower middle class family in Manila, Philippines. Though poverty is always just around the corner, our parents worked really hard and give their best to provide me and my sister a proper life and education so that somehow, esp me as I am the oldest would be able to set up a better life and future.

Fast forward, I am a chef in profession and has been blessed to master my craft and worked in some of the best places around the world. But It has always been a tough fight for me and everything that I have ever achieved, both mentally and financially.

It is really hard esp when you are the hope and the “curse-breaker” of your family.

Back in Febuary, I opened up my own restaurant here in Melbourne together w/ 4 partners. Something that has always been a dream of mine. I was very proud of it and I was hopeful that this business will sustain my family on the long run. Until on the 1st of June, I got a heart attack at work.

It is probably one of the scariest and most life changing experience I ever had. It completely changed me after I recovered. And so as my circumstances.

It affected my performance at the business, and become an excuse to some of my partners to conspire and weaponised it against me w/other reasons.

Now fast forward, I have lost my stake at the business, had some health issues and drowning in dept and currently unemployed. As I try to move forward and recover from all the depression and humiliation I have endured all throughout these past events, I realised its quite really difficult for me to stand on my own right now, yet I cant be weak both mentally and financially for my family back in the Philippines. They have no idea yet what happened to me here, as I dont want to dissapoint them.

I still need to support them as they mean the world to me.

So I am humbly asking to all you kind hearted people for any kind of financial help so that I could still be able to support my day to day expenses, medical bills, and be able to provide financial support to my family in the Philippines as I rebuild myself.

You can kindly send your donations into this paypal address: https://paypal.me/DhenvirgUgot?country.x=PH&locale.x=en_US

or Alternatively in my BTC wallet: bc1q2ydypq6sn74zcy4d2ypqrx0fp2juq7ddxugz0r5qqafa9ncc87mq0lkpxy

Any amount will do, Thank you very much. Godbless us all.

 

Filed Under: Emergency Money Tagged With: Australia & New Zealand

Last Updated: August 13, 2024

Single mother of 6 desperate for help

I am a single mum of 6 beautiful children 3 girls 3boys from ages 3-11.
my father sadly passed away 16years ago and my mother took on both rolls.

My mother was my main support with my children after I left my relationship, sadly last year October 2023 my mother suddenly passed away sudden heart attack few minutes after she welcomed my children home from school.

since then I have been struggling to pay bills and provide for my children’s needs, I have been left with my mothers remaining mortgage and funeral bills  to pay off if I don’t pay it off I could loose our family home I have no siblings to help me I am a only child and this has been the hardest loosing both my parents at such a young age and myself only being in my 30’s with no parents no one to lean on but my children been hard to for me to grieve the loss of my mother because my kids need me and the bills that have piled mortgage that needs to be paid off ASAP I am asking for your help please to help me and my children save our family home as we have no where else to go or stay this has been my home since birth my children’s home since they’ve been born please if there’s any help for me and my kids we would be very very grateful.

Paypal: ipenitai@icloud.com

 

Filed Under: Mortgage Tagged With: Australia & New Zealand

Last Updated: August 13, 2024

Seeking financial assistance as a mother of two.

I am reaching out today for any financial support you may be able to offer. I am a mother to two young boys, seeking assistance during what has been one of the most challenging times in my life.

I am really struggling to manage my financial responsibilities without a support system :(

My current situation has made it increasingly difficult to cover essential expenses such as rent and food. I work hard to ensure that my boys have what they need, but my income is often not enough to meet our basic requirements.

Each month, the rent takes up a significant amount of my budget. With rising housing costs, and my rent going up recently i’m constantly worried about how I’ll pay the bills. It is extremely important to me for my boys to have a safe and secure place to live, but the fear of eviction is always in the back of my mind :( .

Food is another concern… the rising cost of groceries often stretches my budget to its limits. Sometimes it feels like I am choosing between paying my rent and putting food on the table.
I am also unfortunately facing challenges with my car payments. My car is not just a mode of transport; it is essential for getting my boys to daycare and getting to and from work. Keeping up with these payments has become difficult, and I fear falling behind, which could lead to losing the only reliable means of transport I have.

I am burdened with other expenses including medical, constant specialist appointments for my son and other necessary bills, I find myself facing overwhelming debt that I struggle to manage while trying to care for my boys.

I don’t have family or friends nearby to turn to for support. Being away from my extended family has left me feeling isolated and desperate for help. I have always been independent, but the weight of these responsibilities has become too much to handle alone. I am determined to do what is best for my kids, and I believe that reaching out for help is a crucial step in providing for them.

I sincerely appreciate your time and any assistance or resources you could provide. I am hopeful that with the right support, I can find a way to navigate this challenging period.

Thank you for considering my situation.

Any support is appreciated, I am hoping to reach $6,000 to feel comfortable and confident in supporting my boys.

PayPal.me – https://paypal.me/communityfarmaus?country.x=AU&locale.x=en_AU

 

Filed Under: Emergency Money Tagged With: Australia & New Zealand

Last Updated: August 12, 2024

Dodgy mechanic leaves leaves mother and child stranded

You hear about it but never think it will happen to you until it does. Travelling Australia in the very early stages with my 7 year old daughter brings me to Proserpine QLD where I’ve stayed for 2 months saving the money to repairs on my Navara. I finally had the money and the go-a-head was given to the mechanic in a near by town to do the manifold gasket. Simple job but labour intensive. A week later the mechanic says he will deliver the vehicle to me that night but does not  show. 4 days pass and the mechanic is uncontactable. Finally he replies and tells me the vehicle has about 2 hours until it’s completed and he’s trying to get a mechanic mate to come and finish it. Another 2 days go by and I get a text saying to pick up tonight. Upon arriving at the workshop I find my car with the bonnet still up. 3 hours pass and he tells me to take his car home in the morning he will get another gasket kit and redo the job himself. The next afternoon I arrive and the car is running he tells me to keep an eye on the coolant expansion tank and if it gets low it’s using water somewhere. This to me was odd as I never had an issue with the cooling system. I drive the 55km back to where I’m staying and as I shut the vehicle off I can hear bubbling and gurgling sounds I open the bonnet and find oil and pooled on the first injector and sprayed everywhere and around the turbo where he had done the repairs. I phone the mechanic and he says more likely an air bubble in the radiator and to bleed it. At this stage I realise there is no coolant in the vehicle and the expansion tank filled only with water is still at the level I left the workshop. Next day I check the radiator and it takes 5 ltrs to fill I attempt to start the car and it doesn’t start. The car was towed back to his workshop. He tells me a battery test failed the battery hence it not starting and he pressure tested the radiator and the plastic connection piece had been broken and this is where the water was going. Another $800 for a new battery and radiator. I ask about the oil which was pretty concerning and he shrugs it off. New battery fitted and new radiator but the car still takes forever to start.  He tells me to take the car home bring it back tomorrow and he will sort it. I leave his workshop drive no more than 10km up the road and the temperature gauge rises rapidly I pull over while I’m waiting for all to cool down a near by cane farmer offers to tow me off the side of the highway into his paddock. I tell him where the car went to get fixed and as I’m telling him he slowly starts shaking his head. “There’s your first problem he says, you shouldn’t of taken it there!” I ring a mechanic 2 towns over tell him the issue and where the vehicle went for repairs. To this he replied “oh yeah well you shouldn’t of taken it there. Im guttered by this point and no clue what to do I don’t know anyone I have no transport and no public transport and my caravan is 25km from the town centre. The car gets towed to another workshop and he rings and tells me the motor is cooked. Well and truly cooked. I’ve since found out the one who did the repairs was not qualified and no gasket kit was purchased for me vehicle instead one was made from god knows what around his shed. An injector was loose responsible for some of the oil but why who knows chase shouldn’t of been touched. There were hoses not connected and the hoses on the oil catch can were connected in reverse and it just goes on on. I approached the mechanic who denies liability and admits he doesn’t have the necessary insurance to claim the damages on the vehicle. So here I am stuck 25km from town no transport whatsoever no way to move my van into town and a Navara with a cooked motor packed full of half my belongings. I feel so defeated so lost and really don’t know what I’m going to do. Any suggestions any guidance would be greatly appreciated. I never knew sites like this existed and it’s embarrassing to even air my story. It’s taken 5 years to rebuild after domestic violence so this current situation has hit home really hard. If you’ve taken the time to read this thank you. Any assistance at this stage would be equal to chucking a life raft to someone lost at sea.

https://www.paypal.com/paypalme/lilmissleeding

Filed Under: Uncategorized Tagged With: Australia & New Zealand

Last Updated: August 3, 2024

Urgent Support for Single Parent with Two Children Facing Financial Hardship

I’m reaching out to you during an exceptionally challenging time in my life. Recently, I went through a divorce, which has had a profound impact on my family and me. As a result, I’m now navigating this new chapter with only one income while caring for my two young children. The financial strain from the divorce has left me struggling to manage our day-to-day expenses, including rent, utilities, and essential groceries.

Since the divorce, my financial situation has become precarious. My sole income is not enough to cover all our needs, and I am finding it difficult to make ends meet. Our monthly expenses include a significant portion of our income going toward rent, which is crucial for maintaining a stable home environment for my children. Utilities such as electricity, water, and gas are additional expenses that I must keep up with, and it has become increasingly challenging to stay on top of these bills.

In addition to these basic necessities, I also need to provide for my children’s daily needs, including food, clothing, and other essentials. With only one income, budgeting for these expenses has become a constant struggle, and I am often left feeling overwhelmed and uncertain about how to make it through each month.

Given our current situation, I am seeking $3000 to help cover these urgent costs. This amount will help address immediate needs, such as paying overdue rent and utility bills, and will provide some much-needed relief as I work to stabilize our finances. Your support would be instrumental in bridging the gap during this transitional period and would significantly ease the financial burden on my family.

I understand that many people are facing their own challenges, and I am deeply grateful for any assistance you can offer. Your contribution, no matter the size, will make a meaningful difference in helping us navigate this difficult time. It will allow us to maintain a safe and stable home environment for my children and alleviate some of the stress associated with managing these expenses on a limited budget.

Thank you for taking the time to read our story and consider supporting us. Your generosity and compassion are greatly appreciated and will help us move forward with hope and a sense of security. I am committed to working hard to improve our situation and ensure a better future for my children, and your support will be a crucial step in helping us achieve that goal.

Thank you

https://paypal.me/NZDAD?country.x=NZ&locale.x=en_US

 

Filed Under: Single Dads Tagged With: Australia & New Zealand

Last Updated: July 30, 2024

Preserving our haven: A community call to save our home

Losing our family home is one of the hardest things I’ve ever faced. It’s not just about bricks and mortar; it’s about losing our sanctuary, the place where we’ve celebrated birthdays, welcomed new family members, and built our dreams. We never imagined we’d be in a position where we’d have to ask for help from strangers, but here we are, hoping that our story will touch someone’s heart enough to lend a hand.
It all started with a series of setbacks that seemed insurmountable. Medical bills piled up unexpectedly, draining our savings. Then, a job loss hit us hard, leaving us struggling to keep up with mortgage payments. Despite cutting back on everything we could, we found ourselves on the brink of foreclosure. Our children, who have known no other home, are now facing the possibility of uprooting from their school and community.
We’ve tried everything within our means to save our home. We’ve borrowed from family and friends, sought refinancing options, and even considered selling cherished possessions. But it’s not enough. That’s why we’re reaching out to you, our community, for help. Every dollar counts towards keeping a roof over our heads and maintaining stability during this turbulent time.
Sharing our story isn’t easy. It’s humbling to admit that we need assistance, but we’re fighting to keep our family together under one roof. Your support means more than just financial relief; it’s a lifeline that could change our future. We’re not asking for a handout—we’re asking for a chance to overcome this hurdle and rebuild our lives.
If you’re able to contribute, know that your donation will go directly towards mortgage payments and necessary expenses to secure our home. We understand if you can’t contribute financially; your words of encouragement and sharing our story with others can make a world of difference too. Together, we can turn this moment of hardship into a testament of community strength and compassion.
 Thank you for taking the time to read our story and for considering how you might be able to support us during this challenging time.
paypal.me/bmsaveourhome

Filed Under: Mortgage Tagged With: Australia & New Zealand

Last Updated: July 25, 2024

Help Me Rebuild: Homeless and Struggling to Recover

 

Dear BeggingMoney donators,

I hope this message finds you well. My name is Logan, and I find myself in an incredibly challenging situation that I’m striving to overcome.

Due to unforeseen circumstances, I’ve found myself without a home, burdened by debt resulting from essential car repairs, and a victim of a substantial financial loss to scammers. The collective weight of these hardships has been overwhelming, leaving me in a position where purchasing a home, a place of stability and security, seems like an unattainable dream.

I’m reaching out in the hope that your generosity and compassion might help me take steps toward rebuilding my life. Your support will not only aid in clearing my outstanding debts but also assist me in making a down payment on a home, a pivotal step towards reclaiming stability and security for myself and my future.

Every contribution, no matter the size, will be a beacon of hope and a step towards a brighter future for me. I’m immensely grateful for any assistance or guidance you can provide.

Thank you for considering my request and for your kindness during these trying times. Your support means the world to me.

Sincerely,
Logan
https://www.paypal.me/helpussurvive613

Filed Under: Uncategorized Tagged With: Australia & New Zealand

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