I am 44 and bring home 40,000 a year with no retirement as my job does not offer that. My desire to retire has increased as I would ultimately like to dedicate the rest of my life to building a center in my community where mechanics,plumbers electricians farmers and cooks will give an hour or so teaching/inspiring children in those fields. 500,000 I will invest in yieldmax etf high yield fund which would generate 30000 a month which will support my cost of living and the daily skills center I invision. Www.paypal.me/aziam80