Dear Beggingmoney.com,
To all whom it may concern. I am a male that does life insurance for the past 5 years. It is a wonderful career field. It also has some downsides as well. For an example: if i write someone a policy, and they cancel their policy, i get what we call a “Charge Back.” Meaning i have to pay that money back. Im requesting $142,857.14. Heres why. I drive 1hr 33 mins to and from work. NOT because I have to but because I choose too. The owner of this agency ask me if I mind going to his other office to help it grow. I said yes. He sent me $500 for gas n i went. (All agents that were under me before I left I lost them and had to start over once I got to the new location) My quality was bad so I wasn’t getting my full pay for 4 months prior. He understood it. The problem i ran into was starting over. Being 1099 strictly commission can be scary. As part of his management team of 7. We were all told by him that if as an whole agency we write $4 million in business, he would split his bonus among us 7. (Which is $1 million which he sent all of us 7 managers to prove what he gets). Well we all found out that we hit $4 million 2 months before. But noone never ask for there money because the owner said we didn’t hit our goal. Now there’s nothing I can do as an agent because this money is his personal money not the company we work under. I fell like for a person who gave up their lively hood to drive almost 2hrs to a new location to help it grow. It shows dedication. It show that i love my career. BUT the way the insurance rules are writing bad quality can put you out of business. You can’t control people paying their monthly premiums. If you dont stay for 10 years you will have to pay all those chargeback back.(Not mentioning my car need tires, tune up, oil change etc. I dont have health insurance so i have to pay out of pocket,…etc.) I have put about 160,000 miles on my car driving back n forth and surrounding areas. I will need a new car soon. I just want my portion of what suppose to belongs to me $142,857.14. Thanks in advance for reading my request.
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