Hello. This is a long shot, but I am desperate for your kindness and generosity.
I am 27 years old, going on 28 in just a few months, and I am drowning in 60,000$ of debt. I’ve been in debt since I was probably 19 or 20 years old. I don’t have a sad story to offer. I was just a stupid kid desperate for love I never had and thought buying people’s love was the answer. I applied for credit cards and loans, convincing myself I made enough money to pay everything back without a problem. How silly of me. I’ve been paying back my debt over time and was proud of that. But times have changed. Nearing 30 years old, I never thought I’d be where I am now, clawing to keep my head above the dirt pouring over me.
I’ve worked my 20s away, 200+ hours per pay period (biweekly), making less than 15$ an hour. I am burnt out. My mental health and physical health has taken a drastic toll over the years. I am in such a deep depression because of my financial situation I find it hard to keep going. I can’t even afford therapy or meds anymore because my medical bills have gotten too high. Then I had surgery and had to take a month off work. Now to say I am living paycheck to paycheck is an understatement. I am negative in my bank every check because my bills and rent eat up my checks. I tried working with Nation Debt Relief, and now I’m getting threats from my creditors that they will sue me and start garnishing my checks. The program won’t help me until I pay them 8000$. I tried filing for bankruptcy, but because of all the overtime I work, I’m told I make too much money (on paper) to file.
I’ve lived and learned. I’m literally paying for the consequences of my actions, but I cannot afford it now more than ever. Please free me from this overwhelming debt. I’m so desperate.
https://paypal.me/Jesenia?country.x=US&locale.x=en_US
Paypal me: @Jesenia