I am a single man. Many years ago i bailed out a friend from been brought to court from a bill he didnt pay. It was near 4000 euro. That friend never gave a penny back and i used my credit card at time thinking he pay it off. We are no longer friends but i have been stuck paying this bill but with been single price of rent bills and other cost i was never able pay more than lowest monthly back. Now with increases for everyone i struggling to keep up with everything and it would help a great deal if i can at least get rid of this credit card. Any thing would be welcome.