My name is Chris. I am 33 years old and I moved to the Atlanta GA area in 2015. I went to college for a Geology Degree and sent hundreds of job applications out, finally finding a company in Atlanta that would hire me to test groundwater at landfills. When I first started with them, I had never owned a credit card and was only getting paid $15 an hour, so I got two credit cards to use when I was short on money. I found a decent apartment and I was paying back my credit cards fine. However my rent kept increasing and then my car broke down. I ended up with a new car but the payments I was doing on the credit cards was now being used for the car payment.
I’m trying my best to pay the credit cards back but I’ve been just making enough to get about $50 in groceries a week before my bills eat the rest of my paychecks. My credit card companies have been calling my phone nonstop, and I can’t pick up while I’m at my job. They are threatening to charge off the account unless I pay and I am unsure where else to turn.
Any help I can receive toward paying them off would be amazing and I would be grateful for the assistance. I owe $8000 in total, $3000 to Bank of America and $5000 to Regions. I’m being proactive in finding a side job to do in my spare time but it is hard with my current job’s scheduling. I am pretty much at their mercy as far as my schedule.
Anyway, thanks for reading. My paypal link is as follows –
– Chris P