I am a young single woman who lives alone. Entrepreneur, whose business has taken a fall due to the pandemic and now inflation. My car lender has charged my car loan off and now I have to pay the car off in full to keep it. This is my only form of transportation. My only other option is to file bankruptcy. I don’t think that is a good idea for me because I plan on getting out of this bind and getting back on my feet soon. The bankruptcy will keep me from being able to keep my business or get business funding later. Without my car I won’t be able to work. The total amount is 18,000.