Hi everyone,
I never thought I’d end up here, writing something like this, but I’ve reached a point where I don’t know where else to turn. I’m a college student trying to build a future, but right now, it feels like I’m buried under a mountain I can’t climb.
Over the past year, I made some terrible financial decisions out of desperation. Like many students, I was juggling classes, rent, and basic living expenses. I started using credit cards and loan apps to try and stay afloat. At first, it was just to cover small things, but it quickly spiraled out of control.
Things took a turn for the worse when I started gambling, hoping to win enough to pay everything back. Instead, I fell deeper into the trap. I used credit cards to fund gambling apps, then borrowed more just to pay off previous loans. It became a vicious cycle that I couldn’t escape. I kept telling myself I’d fix it “next month,” but now I’m stuck in a loop I can’t break on my own.
Right now, I owe around $2700 spread across multiple apps($1750) and credit cards($950). The interest keeps piling up, and I’m barely scraping by. I’ve cut back on everything I can, I’m trying to find side gigs, but with classes and no family support, it’s not enough. I’m constantly anxious, my mental health is crumbling, and it feels like I’m drowning.
I know I messed up. I take full responsibility for the choices I made. I’m not asking for a handout to gamble again or waste – I’ve stopped completely and I’m trying to get my life back on track. But right now, I need help to break free from this debt trap and breathe again.
If you’re able to help in any way – even just a little – I would be endlessly grateful. And if you can’t, I completely understand. Just sharing this or sending a kind word would mean a lot too.
Thank you for reading my story.
Paypal: paypal.me/abhigarg48
Crypto: BTC Address: bc1qn4qk5gwldjspljdyyw7vyvwqwq0pfs6xs4t6y7
ETH Address: 0x5b5950a2d831774ed36ba18dbcb16901b72acd13