TL/DR; Student loan and truck payment relief.
Hello, I’ve been living by myself for a few years now in an apartment. All my family lives out of state and is currently unable to assist me. I had money saved up about 2 years ago, but then I had a financial setback. I want to save up money to buy a house and start saving/investing again, but I’m slogging to pay my debt. Additionally, living on one income is difficult. I already work a large amount of overtime, and it feels like I am stuck. The truck is a pickup I bought brand new because I lived alone and needed reliability, but I bought the cheapest thing I could find in many locations. I’ve bought used vehicles in the past to avoid a payment and usually ended up with somebody else’s problem. I used to have a brand new car paid off, but it cost me thousands due to design flaws and more money in what followed. I’m a bit of a minimalist, and I’ve scrapped many wasteful expenses. My apartment lease expires in 8 months. I have a roommate now, but I still won’t have enough to get out of this hole soon with debt.
Between student loans and my truck, it’s about $29,900. I’ve brainstormed endlessly to figure out how to get out of this hole. Any help is appreciated.
paypal.me/WyattG0617
Thanks