I have been going through the hardest time over the past two years. I’ve never thought I would be in this situation I’m in. I was out of work for a total of 6 months in the past year. I’ve fallen behind on everything and in the process of losing my home. During the summer of ’23, I was in a car accident which totaled my car and unfortunately I didn’t have any insurance because I couldn’t afford it. I still have a balance on the car, and I don’t know how or when I’ll be able to get another vehicle. I’ve fallen into a deep dark hole and I don’t know how to get out. It’s been almost a year since I had a car. I’m currently working but I don’t make nearly as much as I used to. Any kind of help would be greatly appreciated.