I am a 22 year old single mother living in a council house with my two awesome children. Recently we have fallen on hard times. I’m currently studying to be a teaching assistant and I volunteer in a school. I only get 15 hours of childcare for my daughter who just turned 3, my son is 4. I have been looking for months for a job I can do on the side but I just can’t find anything that works around them. I’ve done selling makeup from home and trying to sell my art work. Last month I sold most of my possessions but all I have left is a few things I have on credit that I’ve not even paid for yet. When I moved out on my own with the kids, I had absolutely nothing. We had to start from scratch, we didn’t even have floors in our home. Because we had to move in immediately I took out £500 worth of furniture and soft furnishings to sort out our home. The prices are extortionate but it was the only catalogue that would allow me to have credit and on a buy now pay in 12 months basis. Anyway, it’s been almost 7 months and my financial situation is so bad that I’m £750 overdrawn, I owe my friend £300 and I owe £500 to the catalogue. I also had a huge bill from working tax credits from when I was living with their dad, around £360. Along with that and having to buy a new laptop for college (otherwise I cannot do my work) and providing all I can for my children I am failing to keep up. I don’t drive, I walk my kids to school and back, I take them out in nature, I cook them healthy meals, we do crafts, we bake, we always read together, I always make sure they are clean and happy. I am doing the best I can. I don’t drink, smoke, spend anything on myself. But i just cannot sleep at night with this money situation hanging over me, it’s beginning to make me seriously depressed. I have no friends or family to help me, my family are all poor and I have one friend who has helped me as much as he can to get carpets in my house. I have managed to save bits and pay him back £380 so far but I still owe him £300 and I just can’t pay it.
Please, please. Someone help me just to get back on my feet. I’m not asking to be well off, or even comfortable, but just able to keep going, until one day I can get a good job and give the best to my kids.
Thanks for reading