I am a single dad of 2 boys. Recently divorce. pleading for help. here is my situation. My ex-wife and I bought a new house. She had me open a credit card to furnish the house. One year after we separated. trying to be a good guy I let the house to her, did a quiet deed takeover. I helped her refinance the house. Once the house was refinanced, she got me for child support. I am a present dad. I am very involved in my kids life. I have my boys tue, thur, and fri through Sunday every other weekend over night. I live for my boys. Any ways. I have been taking care of my boys working 2 jobs to try and get out of this financial deficit that I’m in. it’s so bad at time, I have to use my credit card to pay rent. I am $57k in debt. I have more money going out than what’s coming in. I am stuck and have no idea where from here. I don’t know if I should file for Chapter 11, credit counseling. I don’t know. If there’s anyone out there who can help me out, I would greatly appreciate it. even if it’s just advice, financial counseling. any thing. Thank you In Advance.
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