Hey there, I want to thank everyone in advance for taking the time to read this.
I’m 27 years old, and up until two years ago when I unexpectedly became a father, I was reckless, irresponsible, and cared very little about life, or my future. As soon as my little boy was born, the gears in my head started turning, and I finally lived with purpose, ferocity, and drive. I finished my schooling years ago and received my associate’s in occupational therapy, but it wasn’t until he was on the way that I got myself into gear to obtain my license to actually begin working.
The wheels were turning, but because of my irresponsible past, disregard for planning, and severe depression, I’ve racked up credit card debt that I initially was able to manage, but then the strings of bad luck began to accumulate. Everything from spending thousands in a month or two to save and fix up my car to having it become a lost cause two weeks later, with the student loans unfreezing at the same time, to work slowing to standstill, I’d lost everything I was saving up. I also attempt to cover the entire rent of my child’s mother so she can raise him safely with a stable roof over their heads.
Initially I had everything managed, and everything was beginning to pay off, but these past few months have been some of the worst months of my life and I’m drowning. I even had to finance a car with terrible credit to ensure I had a reliable vehicle for work (I work in home health, and that demands driving for 100% of the day), and I drive 4 hours on the weekend just to be able to have my son one day a week.
I can’t handle this. My mental health is at an all time low, and I would normally be too stubborn to reach out for help, but I feel like I’m fighting a losing battle financially, and mentally. I am here to beg for as much as I can get, ideally to at the very least wipe my debts for a clean slate to begin repairing my credit, being able to afford my student loan payments, and most importantly, keep a roof over my son and his mother.
I appreciate you reading this. While it is a cry for help, I suppose it was also a bit cathartic to vent. I will leave my Paypal on the end of the post, and hope that my luck looks up. I just need to be able to get my footing, and my life back.
Thank you.
Paypal.me/dnguy119