Hello, as a man who has always found a way to make sure the bills were paid has ran out of options, what do I mean by that, when I needed more money to buy food and pay the bills, I would get a second job but now no one will hire a 67-year-old man in a wheel chair.
Two years ago, my daughter got sick from a blood disorder, her body would not produce enough blood there where days she could not function and could not work so I made sure she and my grandchildren had a place to live, food, car, I would make up the different by helping her pay bills she is a single mother of two children and their dad is worthless does not contribute any support for the children. She is getting better now through many treatments, blood transfusions.
I live a very modest life on my SS income in a 900sq ft house the only debt I had was mortgage, plus, power, gas, food, visa, car is paid for, was able to save money every month to take care of expenses that would come up, right now my frig stop working $400, car needs radiator $600, yard needs fall leaves cleaned up $200, sink leaks in the kitchen $350, no savings to take care these repairs, plus all of these monthly bills have went up 10 to 30%.
Here is how I was scam I had met someone who I thought was a friend we were talking one day she was telling me how she made extra money every month Forex trading, being intrigued I wanted to know more. I asked her if she could teach me to trade, I thought it would be a way to make extra money every month scene my savings was almost depleted and could not get a job a way to help my family.
I asked her if she could show me but I told her I was paranoid about loosing my money she told me not to worry she has a team that analyze the market to know how and when to trade I was still not sure, she had me go to a web site gsforex.net and sign up to set my broker account up, the trading platform she had me use was meta trader 5 the account only had my name on it and my password I set up I thought I was safe if it was just in my name only.
She told me you need to wire funds into your account, I was uneasy about it after two days of thinking I knew I had to do something I was running out of money, I wired the money into my account $5000 which was leaving me with very little in my savings. After six weeks she had me in some trades I made money, I wanted to withdraw some of my profits she told me no not yet if you really want to make good returns you need to put more money in your trading account, I told her this is all I have to put in, she told me in order for me to really get high returns you need to get more money to trade with, she asked do you have any assets to pull money out of and like a stupid fool I said yes I have some equity in my house. She asked how much can you get I don’t know I would have to ask my bank; I could get $70K HELOC out. I told her I could do $58K but I needed to be able to withdraw money ever month to pay the loan back and to help my family she said no problem. I wired the money; I was making profits the end of the month came up and I told her I needed to withdraw some of my profits she told me to wait tell tomorrow it was to late in the day to do a withdraw. Then next day I tried to contact her and customer services to set the withdraw up no one was responding I tried and tried no answer I had been ghosted that was back in July 2023 and still cannot get any response.
So now I am making the payment on the HELOC loan at 8.8% $480 which is an adjustable rate along with my first mortgage, my daughters car payment $264, power, food this is where I cut back just eating tuna, frozen dinners eggs and toast in order to pay all the bills.
My balances are, HELOC is at $61,583, daughter’s car loan which is in my name is at $13,800 these are the two debts I need help with or with the $5K out of my savings!
I appreciate your time