My goal is to become financially stable. I’m tired of living paycheck to paycheck and having to choose between paying rent, having power, or eating. I will always choose to pay my rent above anything else. I just haven’t been able to get back on my feet after losing my mom back in August of 2022. That was really hard on me mentally going to the hospital everyday for a month seeing her in pain and discomfort and knowing she wasn’t going to make it. She didn’t want to be DNR and wanted to be at home when she passed. My sister was the power of attorney and decided to make her DNR and wouldn’t let her die in her own home. I was the one who visited every chance I could. I would sit there for hours just staring at her. When my sister put her on comfort care, I could tell she wasn’t comfortable at all. She was getting hives from the OxyContin and she was itchy. I had to ask for some anti itch cream so I could put it on her. She went in the hospital July 13th and on August 15th she was to go on hospice. I wanted to be there when she passed cause I didn’t want her to be alone on August 14th I was on my way to go see her when my sister called and told me she had passed. She died from liver and kidney failure due to cirrhosis of the liver from her alcoholism. My world had flipped upside down. It felt like my life was paused as the world around me was still going. My life forever changed. I didn’t take her death well. She was the first person in my life that was close to me that died. I was just lost. My sister sold her house to pay off all her bills and whatever else that needed to be paid. I lost my job, lost my house, and just lost my way.
My bills were stacking up as I couldn’t pay them with no income. I finally got a job in May of 2023 and moved into a house with my boyfriend. Things were looking good and was almost on track and than my boyfriend lost his job. So now we were relying on just my income which was enough to pay rent and get gas in the car to make it to work. My boyfriend’s car got repossessed. He finally got a new job that he loves, amazing. We now have a double income. We have been trying to play catch up, but can’t seem to come out on top. With him being out of work he hasn’t been able to make payments on his child support. They are now going to be garnishing his wages for even more than what he’s supposed to pay. He has no problem paying it but now we have less income to work with to get back on track. So, I’m here today to swallow my pride and ask for some help.
I tried to get a personal loan from my bank to pay off my credit cards and just have one bill with a way lower interest rate, but was declined since my credit score dropped 200 points due to all the missed payments. My bills from credit cards being back up is close to $10,000. I owe $19,000 on my car, and my rent is $2,100. I need $800 to make my car current and $1000 for June rent. I can continue making payments on everything else. I’m basically asking for at least $2000 to help us get back on our feet so our stress levels can subside. We would be forever grateful. Thank you for your time and consideration. Here’s my info if your able to help us get back on track
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