I hope this message finds each of you well. My name is Nicholas, a dedicated father of three wonderful children – Tay (16), Sam (4), and Ellowen (2). I am reaching out to you in a time of great need, seeking your support and assistance to prevent the imminent threat of foreclosure on our family home.
Allow me to provide you with a glimpse into our challenging journey. At the young age of 17, I enlisted in the Navy as an aviation structural mechanic, serving the nation diligently for 6 years. Throughout my life, I have faced numerous hurdles, including a broken home and the responsibility of raising my daughter as a single parent since she was 3 years old.
In 2017, we made the difficult decision to relocate to Georgia in pursuit of a less stressful life and the aspiration of homeownership, a dream that seemed unattainable in California. Despite the odds, in 2020, we were able to purchase our own home at a favorable mortgage rate of 2.49%. However, the unforeseen challenges of the pandemic era, coupled with job transitions, caused me to fall behind on mortgage payments.
Presently, I find myself in a precarious situation where the burden of an increased mortgage rate of 8% and a substantial rise in property taxes have escalated our monthly payments from $1130 to $2089. Although I have made adjustments to my finances to manage the current payments, I have unfortunately fallen behind by three months, jeopardizing our home’s security.
Recently, my VA loan technician conveyed the urgent need to settle an overdue amount of $1090 by June 15 to prevent foreclosure proceedings by Pennymac. This situation has weighed heavily on my heart, as I take full responsibility for the financial setbacks we are facing.
I humbly seek your assistance during this critical time. Your generous support would not only help us prevent the loss of our home but also provide the stability and security that my children deserve. With your help, I am confident that I can work towards getting fully back on track and set up automatic payments to ensure our financial stability in the future.
I understand the gravity of my request and assure you that any assistance provided will be met with sincere gratitude and a commitment to pay it forward when the opportunity arises. Your kindness and generosity can make a significant difference in our lives and help us navigate through this challenging period with hope and resilience.
Thank you for taking the time to consider my plea. I am hopeful that, with your support, we can overcome this obstacle and move towards a brighter and more secure future for my family.
Warm regards,
Nicholas
paypal.me/NicholasBerns586