Good day to all you lovely people! I’m typing this from my mobile so the format might be off, but bear with me please 😭
Long story short, I’m deep in debt. Covid didn’t help, made it worse, and I’m sure it’s happened to a lot of you as well, but hey, thank you for stopping by to read this, and help if you could ☺️
A couple of years ago, my sister had stroke. This led her to not being able to work for an entire year (and a little more) as job markets were bad. My sister also falls ill really easily, have and been in and out of A&E too often.
Last year, my mom underwent surgery for her spine. To be frank, I’m not sure which surgery in particular. My understanding is that the nerves were sitting on her spine and that was giving her pain all the time. This surgery was done in hopes that it’ll lessen the pain, and maybe her legs would feel better. Unfortunately, that was not the case, although it did help lessen the pain a little. This year, she had a total knee replacement done, and will be going for another surgery done next year.
The death of my grandparents didn’t help either as I was paying for funeral too.
Hospitalisation bills ain’t cheap, and I now have to pay for both my sister and mom. I’ve paid off most of it, by burning my savings, and taking up bank loans. I am sinking in debts due to taking up loans. At this point, I am about $60k in debt.
I am working full time, and every pay check I receive, it goes straight to paying off debts, daily necessities, mortgage (parent’s place, I do not have my own)… you name it, I’m paying them. My parents are both retired due injuries and well, old age. I’ve reached out to my relatives in hopes that they would lend a hand but none agreed to help. This led me to taking up bank loans, hoping to help with the financial burden. It was clearly a bad decision as I now am unable to pay even the minimum amount per month. I’m barely scraping by, let aside living pay check to pay check.
There’s no one I can turn to, and I am at my wits end. I’m doing everything I can but it isn’t enough. I’m really burnt out. I’m trying, I really am 😭
Any help is appreciated, and I thank you from the bottom of my heart. May good things happen to you, and all your wishes come true!
Here is my PayPal: paypal.me/cheesexcrackers