Hello! Life hasn’t always been great, but I try to keep trucking and take joy in small things. I’m asking for help tackling what seems like insurmountable debt in both medical and living expenses to the tune of nearly $40,000. I have had a series of trips to the ER in the last few years for issues that have not yet been fully diagnosed, but with medication I am thankfully stable. In total I’m on nine different meds of varying costs, but a good month is about $100 for the generics. In addition to what medical debt I still have put on credit and despite working full time, I’ve had to put various living expenses on credit, and the interest is making it seem like I’ll be paying it off for the next hundred years. It’s incredibly demoralizing to know that out of all the minimum payments, only a fraction of it is going towards reducing the principal. However, I won’t get on a soapbox at the moment and preach about healthcare reform. I’m lucky to be breathing and able to continue working.
My goal is currently to get free of (hopefully) the lion’s share of this debt and immediately start putting as much of what I have been paying on debt into savings, so that I can build up a nest egg that will help me weather a future event like this without sliding back into the hole. I think the easing of stress getting rid of this nonsense would improve my health in and of itself. Funds permitting, I’d also look into the feasibility of starting a small business as an indie perfumer; I love fragrance as a collector, and I’d like to learn the craft and see if I have any talent to develop. I may never struke it rich, but if I can make a few dollars while making the world a little more beautiful to the senses I would consider myself incredibly blessed.
Any contribution in any amount can go to paypal.me/JoshuaRosen – even if this doesn’t bear fruit, having a place like this to even ask helps a lot. Thanks for reading, have a wonderful day