Hello.. I am Asking for help to pay my mortgage and stop foreclosure . My husband and I need roughly $20,000 to get out of foreclosure and stay afloat. We asked for help from our mortgage company but they offered us a balloon payment that meant we would end up paying $314’000 on a house appraised at $168’000. We asked for another option and they said they couldn’t help us because the house is worth $314,000 and that we make $97,000 a year. We make no where near that. Our gross was closer to $50.000 . I sent them a copy of our 2022 tax return to prove it. I also sent them a copy of our property tax appraisal stating that it’s worth $168,000. I even sent them information showing that the house across the street from us sold June 2023 for $160.000 and that house is in much better shape then ours. They sent another denial letter but they never based it on the proper information. We have a cleaning service in a tourist town. We never quite came back financially from Covid. Beside the cleaning service I also work at Big Lots and a small store where people can make their own tie dye shirts. I’m telling you this because I want you know that we do work and more than 1 job. My husband’s health is not the best. Besides AFIB, and high blood pressure , this summer he was going into kidney failure. That set him back a month before he could work again. In December of 2023 he was diagnostics with lung cancer and was operated on 01/11/24. He’ll be out of work for at least 4 weeks and longer if they have to go back in and operate again. This is our last hope. We have tried to get a loan and failed. Our credit scores are in the high 500’s – low 600’s. Mainly because our credit cards are maxed out. Not because we aren’t paying them. Please help if you can . It would be GREATLY appreciated. Payments can be sent to Zelle 6094253271 PayPal goodtago1@comcast.net Venmo Michelle-Unkle last 4 phone 3271 https://paypal.me/pleasehelp2024?country.x=US&locale.x=en_US
Thank you,
Michelle & Gregory Unkle