I’m currently overwhelmed with debt and am not seeking a bailout for that specific amount. We enrolled in a program which consolidated our debts and reduced our payments to $1,500 per month over five years. This situation arose after my wife lost her income, and we couldn’t keep up with the payments. As a result, we’re left with almost nothing at the end of each month. To make matters worse, there was a mistake with our mortgage company’s handling of our escrow, leading to a shortfall. Consequently, our mortgage payments have doubled. I’m at a loss for what to do next. I’m married with three children, and the possibility of losing our home is looming. Any advice or assistance would be greatly appreciated. I can bring escrow back up, but it will cost me approximately 6k.
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