Good morning /afternoon/evening:
We are a household of 6, my husband 44, myself 46 and 4 children 15, 11, 9, and 6. Since Covid we cannot seem to catch a break with work and finances. The more recent situation is my husband worked for a trucking company called YRC (yellow) for 1.5 years, August 1st of this year he went into work and the doors were closed. They went bankrupt and the whole company went under (on the news). So since then my husband has gotten a new job, However, we have not been able to catch up. We’ve tried doing a modification with our loan company, but we’ve done modifications before over the years and they said we’ve maxed out on the length of our loan – if that makes sense. They said the only option is a short sale, and we’re not ready to give up yet. We’ve tried getting help from family/friends, but everyone seems to be struggling financially as well. If we can get caught up, we should be able to keep up from there. We are currently 5 months behind, January will make 6 months and the mortgage company said that we have until the 24th of January to pay then after that our account can/will put into foreclosure but they cannot tell us exactly when. To get us caught up we need 8500 rounded up to the nearest dollar. That amount will cover January as well.
I’ve been a stay at home mom for some time, and this current situation has taught me that we have to be prepared at all times for situations like this, so in the midst of all this, I signed up to go to school to further my education, so I can start helping financially in the house. It’s just become too expensive to live now and days to live, and it’s stressful – but that’s life. I don’t want to have to do this again!
I don’t know how this works, but I have proof of all of my statements above. From the court documents of my husband loosing his job, denial letter from our mortgage company with the only option of short sale, me signing up for school to make myself more marketable etc.
Thanks in advance!
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paypal: @kaniyahi