Hi,
I am a 61-year-old mother from the outskirts of Oulu. I live alone with my beloved daughter in a home that we built together to protect our lives. A house is more than a home to us – it is our safe haven, a cradle of memories and the only permanent thing in our lives.
In 2015, I dared to dream of something better. I had been at the same job for 21 years and believed that I would get through my mortgage before retirement. But no one can predict life.
Everything started to fall apart in the summer of 2023. I had to retire on partial disability pension due to back and hand problems. In October, a prosthesis was installed in my right hand, but the recovery failed. I have been on sick leave since then – for over two years – and surgeries on both hands and back are still ahead.
The final blow came in October 2024, when 30 years of work ended with a layoff. My income plummeted. And then – as if fate had struck again – I was scammed online in the summer of 2024. Loans were taken out in my name, everything was taken out of my account. I got nothing back.
Now I have accumulated a debt of 230,000 euros. I haven’t been able to pay off my mortgage for six months. After July, our house will go into foreclosure. Then there will be a forced auction.
Our house is everything to us. It’s the last thing we have left.
I haven’t been able to pay my credit card debts, the bills are in collection. I don’t know how I’m going to pay the upcoming cuts. I don’t know how we’ll even make it through next month.
I need 50,000 euros now – that would be enough to pay off my outstanding loans, save our house and give us time to breathe.
I am writing this message with tears in my eyes and a broken heart. I have never in my life had to ask for help like this – but now I have to.
If you can help – even a small amount – you will give us the opportunity to continue our lives. You will not only save the house, but the future of a mother and daughter.
Forever grateful ♥️🙏🏼♥️