Greetings . My name is Michael Earl Johnson. I am 59 years old and currently employed full-time as a messenger/driver for a company named Messenger Distribution, Incorporated ( M.D.I. ). Although I’m employed full-time, I’m struggling just to make ends meet. My net pay is only about $2200 per month so between rent, car insurance,life insurance,cellphone bill , utilities, gas and food, along with credit card payments, I am barely making it ! I’m currently trying to find ways to make more money, including possibly investing in income property. I also want to help my sister, who is moving from California to Texas in 2 months and needs help with moving expenses and bills. Therefore, I am asking for $50,000,which would alow me to payoff debt, help my sister, and invest in property that will possibly increase my income . In addition, I would like to be in a position to give more to my church and other ministries which I support