I was a full-time rideshare driver. That is how I made a living to provide for me and my child. Unfortunately, I was in a tragic car accident on 8/4/2023. A driver failed to yield at a stop sign and crossed an intersection that I had the right way and my car was totaled. I didn’t have a stop sign or a stop light which is why I had the right of way. Even though I tried to yield when they came darting across the intersection it was too late. They were found at fault. Yes, they had insurance and yes I settled with their insurance however my credit is in terrible shape and I have not been able to get approved for a loan for a new car. The sad unfortunate part is my car was almost paid off and I had plans to take my money and put that towards repairing my credit. I only had $1700 left on my loan and planned on doubling up on payments so I could pay it off. My credit took a huge hit during COVID and it’s better than it was 3 years ago but still needs work. I don’t know what else to do. I haven’t worked since the accident. I have paid my bills through the end of September. I have been looking for work in hopes that I could at minimum take public transportation to a job. I was okay with doing that because I’ve done it in the past. Plus it would save me some money. Being a rideshare driver is expensive when you tally up all your expenses. So I would have been able to save quite a bit of money to repair my credit and a good down payment for a new vehicle in the future. I have applied to so many places based on my experience in corporate America. There is a rideshare program to rent a vehicle through Uber and that costs $300 a week which is my last resort. I’d rather not go that route but I will if I have to. In my area, there is a waiting list that I am on. I am simply asking for help with getting a vehicle. I think a bigger down payment would assist me in this car-buying process because of my credit. Any help would be gladly appreciated.