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Last Updated: January 3, 2025

Running out of options

Not sure where to begin, but I’ll start in 2020. During the shutdown I ended up receiving guardianship of my nieces 6 kids. She is not in this world anymore, and her husband is in Prison for it. So everything became extremely tough financially.

In 2022 I filed for bankruptcy, but it was a disaster and caused more damage than help. So that began the collection agencies and wage garnishment.

I work full time, but back in June my hours were reduced to 32 to 35 hours and I have fallen behind on everything.  I’m 50 days behind on my credit cards, had to cancel my life insurance policy withdrawals and on my 2 car payments.

On Saturday afternoon they repossessed one of them. So I am trying to get 3500 together to pay the fees and get it back. I am also trying to get another 2000 to get my other car back on track to prevent them from taking that one as well. I have tried going thru 211 but they don’t offer any help with auto’s, just rent, food and utilities.

PayPal.me/Adam78tempe
Venmo @Adam-tempe-78

Filed Under: Emergency Money Tagged With: USA

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