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Last Updated: April 12, 2024

On my last straw

I’m not in the habit of asking and have always practiced paying it forward, but now I guess this is my test and that is to ask for help. I’m a hard working, honest father of 4 and have definitely experienced some curve balls making things challenging. I was all good until covid where my job was forcing me to take the jab. I refused because It did not make since to me and was not part of my belief system. I had already experienced covid twice with no ill effects and that included my entire household of 10 people. My job let me go in 2021. Since then I have hustled and made ends get close to meeting, but now my well is running dry. I have been homeless 3 times as an adult, but not with a family. I have 9 others soon to be 11 depending on me at this point and I need to make it happen. My lady has medical issues that prevent her from working, her oldest daughter( my unofficial step-daughter) is currently pregnant with twins, I took in the great grandmother that needs to be cared for as she has a host of medical conditions, I have 2 small girls with my lady, one of which is on the autism spectrum, my lady has 2 older children from a previous relationship, 1 is the pregnant daughter and the other is a teenaged son also on the autism spectrum, I have 2 children from a previous relationship, my silly teenaged daughter with ADHD and my teenaged son also on the spectrum, but is on the higher end and doing pretty well due to a lot of hard work, and we have my lady’s sister that moved in from out of state to help with the great grandmother when her sister (my lady) started experiencing her medical difficulties, but as with me, it’s rough out there and she’s looking for work again. According to recent changes, my old job that let me go in 2021 is to take me back. I have already interviewed and also acquired more certification since I last worked there. I am told I should start back in May which is where part of my issues is because I have drained every source of money, savings, credit and life insurance benefit I have to keep going. Even with all this, I have not missed a payment on anything in the last 5 years. I will also provide if needed my proof of responsible payment history if someone would like to help with the debt.

The total monthly expenses are $8,500 excluding food.

My preferred help would be to pay off all debts, but as I said, I also prefer to help others. I was thinking if someone could help me, then I could return the favor by paying forward. This total debt is 90k. I could pay 4k per month for 24 months to a pool or account of choosing which could be used monthly to help others for at least 24 months. This way, the one donation or assistance to me could benefit many others.

 

paypal.me/damon727

 

Filed Under: Emergency Money Tagged With: USA

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