I am a middle aged woman who is struggling to find the light at the end of the tunnel, my family has had an extremely rough 2023. Starting with a new diagnosed heart condition that put me in the hospital that almost took my life without having many symptoms. That has caused me to spiral into a constant state of fear and panic. Our car broke down and we used our tax money to buy one on Facebook but got completely ripped off for the entire $4000 and with our credit not being good we had to go finance a car with a huge payment we really couldn’t afford. But had limited options and no car. My husband has tried to keep our family going while going through this with me. And we have a 7 year old daughter who has seen my health and mindset change dramatically with little understanding. I was discharged from the hospital with a wearable defibrillator that did not help my fears. I ended up wrecking the car i already struggled to afford before I could get the money together for the sales tax and licensing fees. Insurance covered it but the money was just not there to cover it all. My health insurance dropped me due to my husband’s overtime income putting us over the income requirement. I don’t have a doctor now, so no medication to treat my high blood pressure. The stress is causing my relationships to suffer, my stress is thru the roof and by heart is not healthy. And now it’s worse, I hit a deer early in the morning on Thanksgiving. Never being involved a animal incident before I was freaked out. Didn’t make a report, only witnesses I had were my husband and daughter who were passengers. Car was not bashed up much and I was not far from home so I drove it there. I filed a claim with my insurance company and they estimated the damages to be $5,000. But since I can’t prove anything with a report or witness they denied my claim and canceled my policy. My grandmother passed in November, then my father in law out of town passed shortly after. We were without a car and rented one thinking we would get reimbursed. So we could attend services and travel to the other one. Then my husbands stepfather passed when getting back from his father’s out of town services. The lost wages my husband had as a result of the accident and family deaths on top of Christmas, and our already behind payments on the car that is now wrecked and potentially a complete loss has put us in a much worse position. I am trying to find a way out of this crisis before the stress takes me out. Please help us our situation. Sometimes we can’t find the answers to our own problems and need ask for help, i am asking for financial help, but also asking for directions to prevent this from happening again.