I was laid off from a job last year, which was hard finding a new job to replace it. I work in Aviation, and unlike Accounting or HR, Aviation jobs are not as common. Either I commute/move, or I pick a different field to work in. After 17 years in Aviation, I chose to give Real Estate a try. Similar to about 3 out of 4 new agents, I was only able to complete a few transactions and quickly realized that this wasn’t working. During my time in Real Estate though, I found myself racking up Credit Card debt while trying to stay afloat and not miss any bill payments.
I have since started a new job, back in Aviation, working an hour and a half away from my house. Now that I’m fully employed again, I’ve been working to get caught up with my finances, and ensure that I don’t miss any payments, but I keep finding myself falling behind and paying late, which incurs a late payment penalty. These late fees pile up and screw me up for the next pay period.
I have a 7 year old son. His mother and I are no longer together, but we try to remain cordial with one another, for his sake. She’s been watching him more these days, as my finances have been tight enough with just me, and would be severely impacted (negatively) if he were living with me still. I miss him, and am fighting hard to fix my situation so that I can have him around more.
My total Credit Card debt is around $25,000. While I don’t expect anybody to fully pay off my debt, I would absolutely appreciate any help that gets sent my way.
Thank you, to whoever sees this and feels like being generous to me. My son and I greatly appreciate your kindness!