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Last Updated: August 21, 2025

In dire need of assistance

Hello! I’m not one to ask for help, but we have had so many tragedies (for lack of a better word) and we’ve fallen into a downward spiral.

My name is Eric, I have a wife who also works full time, and three kids under the age of 6. I play in a band and have even sold all of my music gear and put the band on hiatus to try and catch up, but it just keeps piling up.

It all started about a year ago when my 8 month old had a freak accident that resulted in him losing half a finger, and insurance covered a whopping $2,000 out of the $25,000 medical bills.

Fast forward a little and my mother falls and breaks both of her legs. It’s just her and my step father who has stage 4 kidney disease, so we tried everything we could to help pickup the slack. The first floor of her house had to be renovated to fit her new forced lifestyle. This maxed out all of outlets credit cards.

During all of that a lightning storm killed all the power in our house (knob and tube wiring) and we’ve been having to get the wiring redone alone with upgrading to a 200amp breaker with proper ground so this hopefully won’t happen.

I could go on and on about our terrible luck, but reading back this all just sounds ridiculous. Haha.

I just received a call today that they want to repossess our cars, and our electric is so far behind because of a greedy company. We are tens of thousands of dollars in crippling debt, and I’ve gone from an 800 FICO to below 500. I’m trying to hold it together in front of my family, but I’m honestly on the verge of suicide. If anyone needs proof of bills, I’m more than happy to oblige. I need to somehow come up with $5000 this week to keep the cars, and then figure everything else out. Please help…

 

 

https://paypal.me/emccaughan

Filed Under: Emergency Money Tagged With: USA

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