Hello,
Thank you for taking the time to read this post. I am in the process of renegotiating my mortgage, and I don’t think that it will be approved. I’ve made some financial mistakes in the recent past and I’m trying to rectify them. I’m currently working two jobs, working between six and seven days a week.
I’ve recently had to buy a newer vehicle to get to work, my old vehicle had some mechanical problems. My financial institution wants to add my car payment to my mortgage, along with other debts to clear them up and make it into one easily manageable payment. The problem is that I’m at my income threshold for them to approve the new mortgage. Every five years we need to redo the mortgage in Canada. The new mortgage would be $100,000.00 if approved.
If the mortgage isn’t approved I’d be homeless, living out of my car, and still be making payments for something that I won’t be able to live in.
I’m asking for $60,000.00, which would be used to pay off my car and other debts, and allow me to keep a smaller mortgage on my house.
Again, thank you for your time and consideration on this issue.
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