Normally, I am not one to ask for help, but I am at my wits end on what to do. I was working with a company for 12 years when they were sold to another company and I was let go. Not soon after the pandemic hit and I was unable to find a job, I depleted my savings and used credit cards to support my family. When I did get a job, it was not even close to what I was making before but at least it was more than unemployment. During this time I fell behind in my mortgage and was forced to enter a forbearance plan which took a large part of my salary. I fell behind in my credit cards and bills. My creditors would not accept partial payments or help me with smaller payments. I have since have found a good job and am helping one of my daughters in college but now the debt I owe crushing me with legal threats and garnishment. I just need help to get out from under this debt so I can get back to a normal life. I have 2 more daughters to help through school and at this point i don’t know how I am going to do it. I am an honest man and once i am on my feet can pay back any money donated. Or if someone knows a lender that can give me a cash out refi with my low credit score I would be so grateful. The stress of these debts is affecting my health. Please help me if you can. I have $75,000 worth of debt and have been trying to handle it on my own but it’s now out of control. I served my country for 6 years in the Army and have never asked for any help. Hopefully someone can help me.
paypal.me link to my post @raymonsanto