Thank you for taking the time to consider helping us. I am a small business owner. We have 4 boys. Our son “H” was badly injured. He suffered a brain injury during an athletic event. He has been out of school for 2 years now. Someone has to be with him around the clock. My business has suffered the last year. It has been a hard market and it seems I go a few steps forward and then 20 steps back. We have had to travel to several states for “H” seeking the best medical help we can for his brain injury. At this time he sees 2 Neurologists per week. They continue to do rehab with him and speech therapy to help him learn to speak correctly again. “H” is a bright kid and was a great athlete that will never play any sport again. But he does still have huge goals to get through this and go to college to do something in the medical field. This has always been his dream. All of this together has had a major impact on our other 3 children and my wife. She is a complete mess. I feel sorry for her. She is working full time and takes “H” to all of his Dr. visits. She is amazing. Our other 3 boys take turns between their school schedules to be with “H” and help around the house. Two of our boys are also working after school and between helping us. On top of “H” being injured. In the middle of all this. My bank decided to hammer me. They have decided to take it all. We had a 5 year interest only loan on our home. This loan was being refinanced in February 2023 this year. The bank decided they did not want to hold the house loan and called me out on the full amount owed. The bank also has our vehicles as collateral and also hold these loans. I have never been given a reason from the bank they decided to do this. Other than the market is tight and that our loan is just not something the bank wants to continue to hold. This has forced me into a bad situation. I had to file for chapter 13 protection. This made our monthly payments go up 3x the amount we normally pay. We are currently in our 8th month of chapter 13. But I have hit a wall. I can not afford to get any further behind on our chapter 13 payment. I am a month behind and the trustee is filing for a dismissal. If it is dismissed our stay is pulled and I do not know where we will go. Removing our son “H” from our home is not a good situation. We have lived here for 10 years. I am working around the clock. I am doing everything to keep my business going and to make as much money as I can. I keep trying to get ahead and I just seem to run into one wall after another. From the bank crunching down on us. Eviction notices and threats of taking our vehicles and our house. I am beyond stressed and to be real I am scared. I don’t know what we will do if we don’t pull out of this financially and get the bank satisfied and in a position that we can breathe a little bit. My family is everything to me. They don’t deserve to be stressed and in this position. I have made plenty of mistakes over the past 20 years. There is always the possibility of something unexpected happening to any of us. I was unprepared for what has happened to my son, my business, and the bank situation to all hit us this last 24 months. Now not being prepared with months of funds saved in the bank. I find myself in a position to ask for help. I don’t know what else to do. I go to sleep praying I wake up praying. I work all day hoping for the next big thing to happen to just pull us out of our mess. But the pain just seems to continue. I do not want to lose everything. I want to make sure that all of my debts are paid and that my family is safe. I do not want to fail and not take care of my obligations. I want my son “H” to get healthy and better and back to some kind of normal. My story is not the worst story. My life is not the worst life. There are many people that need help. Imagine for reasons way worse than mine. I am a healthy person blessed in many ways that has some how let life get sideways on me. This is the first time I have ever attempted to do anything like this. I have never asked for money on the internet. I do not have anyone else in our lives that is able to help us. I do not know who I would go to. If you are able to help and have the means to help. I am extremely grateful to you. I am also more than willing to pay it back over time if you have certain demands or prefer a loan. I just need to keep my family fed, my son’s safe, get my son healthy, and keep a house over our heads. I pray that I have told my story well enough to express the emotions that I am actually going through. I am asking for someone or for several people to help me pay a couple of our chapter 13 payments. To help give me an opportunity to put some money back for future payments and needs. Also to keep the chapter 13 from being dismissed. I am looking at possibly trying to sale our house and rent. But removing “H” from the house is not the best of ideas according to his doctors. But we will have to do what we have to do. But I possibly might not even have this option if we cant get help. Again thank you for taking the time to read and consider helping us. I can not express my gratitude and how thankful I am there might be someone out there that can help us.