Dear reader,
My family’s finances have become a burden that, unfortunately, we can’t face alone. My wife has a degenerative disc disease, and I have type one diabetes. We also have three children with medical conditions: two with autism and adhd, and the third one has chronic asthma and damage to the lower vertebrae in the back. We do the best we can to make sure everyone has everything they need, but in doing so, we have fallen way behind on financial obligations.
I started a business in hopes of making extra money, but due to inflation and the constant increase in costs, the business was a failure. The outstanding loans I took out for the business total $15,176.
We have also fallen behind on personal, auto, and home loans, totalling $71,602. In addition to this, we also have credit card debt totaling $3,815 and outstanding collections in the amount of $12,269. The increasing cost in healthcare, including insurance premiums and co-payments, required credit card use, additional personal loan debt, and a home equity line of credit borrowed against our home. Some of the collections are in the form of unpaid and partially paid medical bills.
Eventually, the amount of debt snowballed to a rather large amount of monthly payments that we quickly fell behind on, and now multiple accounts are currently in collections. I can’t see any way out of this situation short of asking for help.
I’m embarrassed to be on here asking for help, but we desperately need some kind of financial relief to stay afloat in 2025. Without your assistance, we could end up losing our vehicles and home. We are facing a mountain of debt totaling over $100,000. Worst of all, we could lose the ability to get the healthcare we need as a family to keep everyone healthy.
I want to take a moment and thank you for taking the time to read my story. If you are able to help and want to do so, my PayPal info is below. I’m extremely grateful to every one of you who eases the crushing weight of this burden on my family.
Bless you,
Paul Jones