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Last Updated: June 17, 2025

Financial hardships and debt collectors

Hi! I’m a young adult and I’ve been hustling to set myself up for financial success since I was 16 working in dingy pizza parlors and scanning documents at different kinds of offices. I’ve always prided myself on being hardworking and making ends meet, as well as setting aside money for a fruitful future.
However, in the past 2 years I’ve fallen on incredibly hard times. I was laid off twice, moved twice to places where I know nobody, had two major medical events including a painful miscarriage, and have been heavily affected by the rising cost of living. Right now, I’m trying to move back in with my parents to save money, but I don’t have the means to make it happen. I’ve been doing side gigs, selling items I own, and I was even forced to liquidate my retirement in order to pay rent, bills, and looming medical expenses. Truly, for every step I take forward, I take three steps back. I can’t keep up.
I’m incredibly independent and hate asking for help, but I’m running out of options. I need to be able to move ASAP and pay my overdue bills. Each day is filled with stress and uncertainty, but I have hope that things will turn around for the better for me.
If you’re able to help, it would mean more to me than you know. My cash app is $wingedvictoryy

Thanks for reading.

Filed Under: Emergency Money Tagged With: USA

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