Firstly I would like to start by saying I would never usually ask for financial help. I honestly didn’t know where to turn, I’ve looked at all sorts of options to help but I’m really struggling to find something. Usually I can get by on my salary but this isn’t Just for me.
I’m going to start from the beginning, this request comes from pure love and respect for my mother. My mother brought me my brother and sister up on her own and as many people do she picked up some debt along the way. However my mother is in her 60’s now and she is still in debt with credit cards (old ones from when we were kids) also her mortgage. She’s been managing this really well up until 2 years ago when she was made redundant. She received a payment which she paid off a lot of her mortgage with.
She has since found a new role however once she pays her bills mortgage and fuel and food shopping, dog food etc, she is litterally left with £50 for herself to live off per month. ( I still live at home with mum this is including my £300 rent a month to her she still only has this much)
My mother suffers from bipolar disorder, she is on daily medication (depakote) to manage this. Since April my sister and I had noticed differences in her, she had been very extravagant in some of the things she was saying and other times she would be crying talking about her past and all kinds of things. ( When she had her last episode of bipolar where unfortunately she had to be sectioned was in 2013)
To avoid this spiralling out of control I went to the doctors with her to discuss her stress levels with a medical professional and see if we can do anything to help her. Her meds were upped which from an outsiders perspective may have seemed to help. But I was able to see her every day and see it wasn’t, she was getting up at 4am and sitting in the kitchen in the dark with a cup of coffee talking to herself. She took three months off work to recover as sadly her illness did get slightly out of control on a few occasions. My mothers company pay 4 weeks sick pay, obviously this didn’t cover her bills for long so now she is in more debt with her creditors as she owes them fees. Throughout this time myself and my siblings were transferring as much money as we could to help pay for everything but it wasn’t enough.
It breaks my heart to see her in this mess she has done everything for all of us and I would love to be able to help her more. I’m completely lost seeing her in this mess however what means more to me is I want her health to be ok. I know her stress of money and work is possibly the main factor for her becoming unwell again.
I myself have gained debt through helping my mum, I’ve missed a few payments on things my social life has gone down hill but to be honest I couldn’t care less about my own issues at the moment I will be able to sort that once my mum is back on her feet but I don’t know when that will be.
My mother is an inspiration to me, she is so hard working and she has been the most loving mother ever!
I am requesting 1,000 to help my mother with her monthly mortgage payments, I will use parts of this monthly so I’m taking some of the stress off of her financially.
I know this is a huge, gigantic ask, I honestly didn’t know where to turn I just want to see my mother smiling again and fully healthy .