Hello, and thank you for taking the time to read this.
We never thought that our happy and loving family life would take this unrelenting downward spiral but it has, and thats why I have had to resort to asking kind hearted strangers for help.
I first met my wife 14 years ago while I was serving my last seven years in the British Army. It was love at first sight for both of us and after 3 years we got married and then along came our precious daughter. We have both been good and responsible with money and when I left the Army in January 2020 we were lucky enough to buy our family home…This was to be the start of our downward spiral.
Covid then hit us in February and I lost my last family member to heart disease, my mum, this loss devastated us and we still miss her Daily afternoon calls. Our daughter at this time was 3 years old and we noticed that she was different, and that she was showing signs of Autism..I was supposed to start work out in Afghanistan but this was delayed until November 2020 so with no income I applied for Universal credit to help with day to day costs, this was declined as I was receiving an Army pension. I have worked since I was 14 and served 24 years for the country, I was shocked. We had some savings but like so many others this did not last long….over the last 4 years, our daughter has been diagnosed with severe Autism and special needs, our doors and windows have to be locked and deadbolted to stop her climbing out of the windows. She also doesn’t sleep well and regularly wakes up from 0200-0500 jumping from the windowsill to the floor..she needs 24 hour supervision and support which puts family members off visiting and helping out…
This all put my wife into severe depression which was fueled by her abuse as a child and up to her late teens, memories she has to deal with daily…this led to a gambling addiction which spiralled….due to my work abroad I did not pick up on this for a while. This and me having to stop working abroad and not completing a full year has resulted in credit card debt, HMRC fines and chasing us for unpaid tax, resulting in around 15-20k debts.. Due to all stress I then had a major heart attack on the 1st September, resulting in being off work and only getting £118 pw statutory sick pay and my wife has had to care for me aswell as our daughter….
There are other options to make money fast that could help but this is not something we could do or even consider, it would be a marriage breaker.. We have looked at loans but been unsuccessful, we also looked at equity release against our home but cannot apply as both owners need to be over a specific age…
Where we are now…….
On the ropes,.daily calls and letters from collection agencies, cannot pay car insurance so had to sell the car which was worth nothing. Basically struggling to pay all basic bills and council tax, this is not where we thought we would be…we like to and have helped family out.when they have needed it financially and emotionally but get nothing in return…
So we are asking for some help from kind hearted people to help us get back on our feet save this family from falling apart.
Whatever your decision, we thank you from the bottom of our hearts for even taking the time to read this, that alone gives us some hope…
Wherever you are we wish you all a great Christmas and love, health and success for the coming year
Thank you
David Welch
@donationhelp503