Hello, my name is Ashish Ojha, and I’m reaching out because I’m facing one of the most difficult times in my life. Over the past few years, I’ve gone through a series of unfortunate circumstances that have left me struggling to pay basic bills and debts. I’m behind on my rent, car insurance, health insurance, and other essential expenses. Additionally, I have student loan payments and credit card debt that have become overwhelming.
Despite doing my best, I’ve found myself unable to stay afloat. I’ve faced a separation from my wife, ongoing mental health struggles, diabetes, and even emotional trauma from things like domestic violence, sexual violence, and a car accident that left lasting scars, both physically and emotionally. Though I’ve worked hard to push through these challenges, the weight of everything has made it impossible to stay on top of my financial responsibilities.
I’m not giving up, though. I have a vision to turn things around by starting a YouTube channel that could help me build a more stable future. But in order to make this dream a reality, I need help with both my immediate bills and the equipment required to launch my channel.
Over the last few years, life has been incredibly tough. I went through a separation from my wife, which brought emotional strain, followed by mental health challenges, and the added weight of chronic illness like diabetes. Along with health problems, I’ve had family issues and friendship struggles that left me feeling isolated and unsupported.
I’ve worked hard to stay employed, but unfortunately, my mental health and personal challenges led to me losing my job. On top of that, I was involved in a car accident, which has caused both physical and emotional trauma. The combined impact of sexual violence and domestic violence has made it hard for me to heal and move forward. I’ve tried to manage everything the best I could, but insomnia, loneliness, and embarrassment have often overwhelmed me.
In addition to these personal struggles, I’m facing growing financial pressure from student loans and credit card debt. It feels like no matter how hard I try to catch up, the weight of these debts keeps me stuck.
Right now, I need financial help to cover my immediate living expenses and begin to build a foundation for the future. Here’s a breakdown of the bills I’m struggling to pay:
Rent: $1600
Car Insurance: $ 150
Health Insurance: $200
Phone Bill: $80
Groceries: $ 400
Utilities (Electricity + Internet): $200
Student Loan Payments: $ 1200
Credit Card Debt: $400
Total Estimate : $4,230
These are the bills I need help covering to prevent further hardship and avoid losing my home or essential services.
Despite all the setbacks, I still have hope. One of the things that has kept me motivated is my dream of starting a YouTube channel. This channel is not just a creative outlet for me—it’s my way out of this cycle of financial struggle. I believe that with the right tools, I can create content that will inspire others, help people facing similar challenges, and eventually generate enough income to provide for myself and build a more stable future.
However, to launch this channel, I need the necessary equipment and support. Here’s what I need to get started:
Laptop or Computer (for video creation and editing): 800
Camera (to create high-quality videos):500
Microphone (for good sound quality):100
Lighting Equipment (to improve video quality):120
External Hard Drive (for storing large video files):100
Total Estimated Cost for Equipment: $1,620
These tools will help me get my channel up and running, allowing me to create content that could ultimately turn into a small business and steady income.
I never imagined I’d be in a position where I had to ask for help, but the reality is that my circumstances have become overwhelming. I’ve done everything I can to manage—cutting expenses, working hard at my job, and trying to stay strong—but despite my best efforts, I’m at a point where I can’t make ends meet on my own.
The weight of student loan debt and credit card payments only makes things harder, and I’m worried about falling further into debt. That’s why I’m asking for help—not only to cover my immediate bills but to create the opportunity for a better future. Your generosity will allow me to stabilize my life, avoid further setbacks, and pursue the dream of starting a YouTube channel.
I am deeply grateful for any support you can provide during this challenging time. Your donations will go toward covering my essential living expenses, paying off debts, and helping me build a sustainable future through my YouTube channel.
If you are able to help, here’s how you can send donations:
Zelle: Send donations directly to my Zelle account via my email address: aojha.tx@gmail.com
Cash App: Send donations to my $Cashtag: $Ashish77788
PayPal Donations: You can donate directly via my PayPal link: paypal.me/aojha807
Your kindness and generosity mean so much to me, and every bit of support will help me move forward. Thank you for taking the time to read my story and consider helping me during this difficult time.
Thank You,
Ashish Ojha