Hello. My name is Alyssa and I’m writing this because, well…I have exhausted all of my options and the stress of barely being able to afford to live is wearing me down. I live alone and I am a very simple person. I live within my means and I work as much as I possibly can. Every time I start to get caught up with money and have the bills paid on time, something happens to put me right back in the hole. It feels like I can see the light at the end of the tunnel, only to have it snuffed out seconds later.
I work as much as I possibly can, full time as a waitress and I deliver for Uber Eats on the side, but it is never enough. I had a horrible falling out with a family member I was roommates with and as a result, I had to move back to my hometown and live by myself. I was not making even close to similar pay, and my bills basically tripled. I have been doing everything I can possibly think of to just once have everything paid on time.
In June of this year, my senior cat Bazinga had to be taken to an emergency vet for a tooth that was so infected and loose that it prevented her from closing her mouth. She couldn’t eat or drink and was clearly in severe pain. Five hours and $400 later, the tooth was removed and she was diagnosed with chronic kidney failure and periodontal disease. She has to take 2 medications that are very expensive and as of a few weeks ago, she needs to be given fluids under her skin to hydrate her. The tooth on the other side did the same thing, shifted and prevented her from closing her mouth. I took her to the vet and overdrew my account by $375 so I could save her life. She likely only has a year or less left with me, and I just want to make sure I can give her what she needs.
I have .77 in my bank account. My internet was shut off 3 days ago, I’m 3 months behind on electric, 3 months behind on health insurance, and very behind on my car payment. I tried to get loans, credit cards, pay day loans, anything to cover the negative balance in my checking account. I was never approved for any of them. Not even CareCredit, which I was going to use solely for my cat. I cant even afford to change the oil in my car, which is 4,000 miles past due. I graduated from a masters program in HR management 6 months ago, and despite applying at over 200 open positions, have yet to even get an interview. Student loans are going to be another obstacle to overcome and I honestly don’t know how much longer I can do this. I’m so completely stressed out all the time that I barely sleep or eat and have constant ulcer pain. I barely see my friends or family and when I do, I’m exhausted and irritable.
I don’t know much about this platform, and I don’t know if anyone will care; because my story is one that so many people are experiencing as well. If there is a kind soul reading this, I need help. Badly. And I will absolutely pay it forward, because I want my actions to be the reason someone was able to pay their rent or buy their kids new school clothes. Or just breathe freely and not feel as though you’re drowning in debt.
Thank you so much for taking the time to read my story.