Greetings,
I am a single mother who has done her best to be financially independent. I’ve worked hard all my adult life. But unfortunately, life has not been easy for me at all. It’s been very hard.
I have practically raised my two sons on my own, with barely any help from their fathers. I attempted to open several small businesses throughout the years, and all have failed.
I worked full-time as an independent homecare nurse. My income is not enough to cover all my bills. I don’t spend money on expensive stuff. My life has been less than basic. I don’t travel. I haven’t had a vacation in over 10 years. All I do is work hard and focus on finding ways to create a home-based online business for a better life. But I have been failing miserably. I have loads of debts and am living paycheck to paycheck. I feel stuck and overwhelmed.
I am in a tough financial situation where my credit cards are maxed out. I am not able to pay my monthly mortgage, pay my credit card bills, and even afford food at times. I owe the IRS, and I am behind on a monthly payment agreement.
My monthly mortgage payment is about $3700. I spend $2000 on my son’s school tuition. My son is 19 years old. He is taking an online course at Bethel School to become a computer software engineer. It means a lot to him. So, I am making the sacrifice to pay for it. I owe the IRS over $30,000. My other bills such as car insurance, life insurance, gas, electricity, internet, phone, home condo fee, water sewer, food, and more totaled about $2000 or more. I have $16000 in credit card debt.
As a Christian woman, I normally take out 10% of my earnings to pay my tithe. I believe that the 10% belongs to God who gives me health, strength, protection, and intelligence. But things have been so bad that I have not been able to do so for the last three paychecks.
I haven’t had health insurance in over two years since I can’t afford it. I do my best to stay healthy by eating the right things and exercising. I just received a letter from the state denying free coverage for my son, stating that my income is over the limit when we are financially struggling. It comes to a point where I am feeling extremely exhausted as if I am drowning. It feels like I just exist, and not living.
It is out of my character to ask people for money. But at this point, I don’t have a choice but to put all pride aside and beg. So, I am asking for help getting rid of my debts. The best gift would be to pay off the house. That would be a huge load lifted off my shoulders. The balance on it is $460,000. But any help will be greatly appreciated. I pray God to abundantly bless those who will decide to help me. Know that it will be paid forward as I am someone who strongly believes in giving. I thank you in advance, and may God bless you all.
My PayPal me link is: paypal.me/judith174929