Hiya, it’s making me cringe even having to write this but I guess it’s a last desperate resort. My husband lost his job in November, I went full time at my job but now the quiet period of the New year has arrived they don’t have many hours for me and after I’ve paid my rent today I have a whole £7 to my name to last me the week; there’s hardly any food in the house, my son is 16 months old and still in nappies and we’re down to our last half a pack. I only got 8 hours of work this week so next Friday will be even worse and I’m not even going to be able to cover the basic bills nevermind food. I don’t have any family or friends I could borrow off, I’m already a month behind on my loan payments which I’ve cancelled with the bank so we could afford to eat through December so now I’m terrified they’re going to show up at my door any day now they’ve reopened after Christmas etc. Our gas and electric bill haven’t been paid since November either and my anxiety is through the roof that even if I or my husband manage to get a new job soon then all of this will have mounted up so much we’ll be in even more debt.
I start a law degree next month but because I’m doing it through distance learning I won’t get any student loans for living costs so even that won’t help and as my husbands struggling to get work it looks like I’ll be doing full time for the foreseeable future. I’ve already sold off anything we own of any worth and swapped gift cards we got at Christmas for gift cards we could use at supermarkets but it’s just not enough.
If it was just us I wouldn’t mind so much as we could cope with not eating much and sitting in the dark if the electric gets cut but our sons too young to cope with that or to understand what’s happening. Please can anyone help?
I’ve composed a list of all the things I need to do:
– buy food for the next few weeks
– toddler essentials such as nappies
– pay the electric and gas bill
– hopefully make a payment of some sort towards my loan
– make my rent next week