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Last Updated: April 9, 2025

A lonely pensioner with a lot of debt, many financial burdens and poor health

I am 66 years old and retired. I’m divorced since 2016 and I have two children, aged 33 (unemployment) and 32. They also need financial help, but I can’t give it, and our relationship is not good at all.

Pensions in Greece have been cut significantly during the Debt Crisis. Most of the cuts remain to this day.

(All amounts below are in ΕUROS)

I have four loans in banks located in Greece. I took out two of these with my wife, when we were married, and I am currently paying them off at 50% as follows:

  • PIRAEUS BANK outstanding balance: personal loan 37601+ mortgage loan 139411 (total 100%: 277012) and my 50% : 18800 + 69705 = 88505 in total. The monthly installment for me for the above 2 loans is 928 in total.

I also have the following loans that are 100% in my name:

  • ALPHA BANK: outstanding balance 22420 with monthly loan installment 249.
  • NATIONAL BANK: outstanding balance 4584 with monthly loan installment 111.

For me, the total of all the above debts is 115509 and the total of monthly installments is 1288 Euros. I already owe two months unpaid on all the above loans!

  • I owe the tax office, from previous years, 4100 Euros (plus current year debt 671 Euros) and I must pay them as soon as possible, because I will have a serious problem.
  • I also have a debt from installments (about 160 per month) I paid to buy a television and a cell phone that were broken.

I live alone and pay for all living expenses (food, electricity, phone, internet, health etc.). Not to mention the fact that my car (21 years old) needs service and tires, which I haven’t done yet, also petrol to move.

In addition, there are various other expenses in all areas of my life.

The only income I have is my pension of about 1900 per month. No bank will give me a loan anymore. So, I always don’t have enough to pay at least part of my financial obligations and I’ve been overdue with many payments. Consequently, the debt balance increases every month. Many times, I run out of money by the end of each month I receive my pension (like now when I only have 64 Euros left to live!).

For years this extremely negative condition has caused me health problems (depression, diabetes, blood pressure). I’m not going anywhere, and I’ve isolated myself from all my friends and family and I am in constant sadness and melancholy.

I urgently need any amount of about 5000 euros or more to pay the tax and some money for the overdue loans, but also to live on. Ιt will be a huge relief for me to pay off as much as possible. Of course, any amount, even less than that, is welcome.

Thank you very much!

 

https://www.paypal.com/paypalme/geopap59

 

 

Filed Under: Emergency Money Tagged With: EU

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