Hi, my name is Gigi and I will try to keep this short. Within ONE YEAR, actually, 9 months apart, I was the victim of two major motor vehicle accidents. I am self-employed and was recovering from the covid shutdown disaster which had already set me back financially, but I was working my way back. Then one night as I was driving to the grocery store, sitting at a red light waiting to turn, a lady slammed into the back of me at high speed, tore up my vehicle, and injured me quite seriously. This put me out of work and sent me into 6 months of physical therapy and treatment for my injuries. The insurance company screwed me over and lowballed me on car repairs and I ended up coming out of my pocket partially to fix my vehicle which is older and paid for. This put me out of work for those 6 months, and I had to try to survive off of the little savings I had left from having to use them during the covid shutdown. I was told that my case would take AT LEAST 2 years to settle and the attorneys seem to be dragging their feet with the insurance company offering me no recourse.
Then almost 9 months to the day after I had finally recovered and was starting to feel normal and back to working again, a man ran a red light at high speed and practically t-boned me, leaving me with serious spinal injuries, damage to my optical nerves, and worse, and I have not been able to see clearly enough to function normally. I have been suffering from a serious concussion and other bodily injuries, again leaving me unable to work and at the mercy of insurance companies and lawyers who do not seem very interested in trying to move this case along. In the meantime, I have been told by a neurologist, which I had to fight my Atty to see, that I need 4-6 months each of major concussion therapy, ocular-motor therapy, and a couple of other things to get my vision back and stop the debilitating headaches. These are therapies I’ve been told I will have to pay for out of pocket and I cannot afford because I cannot afford medical insurance and cannot get any help from the state because I’m in my 50’s and in some “gap” period of people they won’t help. I have tried everything. Again, the insurance company and attorney offer me no recourse, and the best I can hope for is that this case is settled in at least 2 years, and in the meantime, I’m drowning.
This completely disrupted my life, my livelihood, and my income, I cannot pay my bills and mostly I cannot afford my rent and I have no place else to go. My vehicle still is not fixed and is barely running, I have no family and nobody I can count on to help me, and I feel totally hopeless. I applied for food stamps and all they would offer me is $15/month.
I have always been responsible, always a hard worker, and have never asked anyone for anything, but I am asking for help right now because I just don’t know what else to do. I can’t even get gig work right now because I can’t see well enough to drive, plus my vehicle won’t go 5 miles without overheating and I have no money to fix what the insurance company didn’t fix.
I am in need of money to stay afloat for a couple of months and to pay for these therapies so that I can function and get my livelihood back. I hate to ask, but there is no other recourse. I can’t even see to write this out, my neighbor is typing this for me. I am in need of at least $9-10,000 at this time. PLEASE HELP.
ANYTHING WOULD HELP, the bill collectors and my landlord are putting me under more pressure and honestly, I just do not know what to do. I have always been the person helping everyone and of course, when I need help all anybody has had for me is excuses. I have been completely financially ruined through no fault of my own and I just don’t know what to do.
I thank you so much for anything that you can give at this time, I know times are hard in this horrible economy and that makes it even harder. It is a hard pill to swallow to know that so many people are coming into this nation and are being given everything for free, and I am falling into financial ruin with no recourse due to no fault of my own.