I am a single, retired Christian male, age 68 living paycheck to paycheck on a fixed income. My divorced daughter and two teenage grandchildren live with me as well. I have always been one who tried to pull my own weight in this world and for the most part have been able to provide for myself without assistance from others. Unfortunately, I now find myself in a situation that I am having a hard time dealing with so I decided to reach out to see if there was any assistance available.
Over the last 3 years I have required extensive dental work as a result of a lifetime of smoking. Fortunately, through the grace of God, I have been an ex-smoker for 4 years but the damage has been rather extensive. It has required multiple extractions for decayed teeth and I have been able to have implants installed for some of the extractions but I’m still left with missing teeth. My dental insurance only covered a small portion of the extractions and none of the costs associated with the implants or the crowns. In order to pay the dentist I had to take out a loan through my credit union and also had to apply for another credit card (Care Credit) to cover the expenses. Both if these loans are approaching the maximum available amounts. The balance of these two loans now exceeds $15,000 and I’m making payments of $500 a month on these loans.
Two weeks ago I had to have 6 more teeth extracted and the cost for implants will be approximately $10,500. They offered me a reduced price of $8000 if I paid cash. I have until February to figure out how I’m going to cover the costs. If I wait too long I risk bone loss in my jaw. Plus it has been very difficult to eat. I have to eat soft foods and am only able to chew in the front. This whole experience has been extremely humbling.
If anyone has a desire to assist, any amount would be greatly appreciated.