Hi, my name is Roman, I am the owner of a small roofing company – MCY OY. Our company is engaged in roofing works in Estonia. I have been successfully doing roofing work for about 15 years. In the summer of 2022, we completed works worth 26,000 euros. The customer did not pay for these works and filed for bankruptcy. Because of this, we have accumulated a lot of debt. We have a tax debt, because of which we cannot take a loan from a bank to improve our business. Our company employs 5 people. Partially they did not receive wages. Today I would like to pay off my debts and continue the successful operation of my company. Thanks for support