Hello, good day to you and thank you for taking the time to read about my predicament. Here goes, so I was employed being messed about most until my company I was working for went bust lost all contracts and subsequently I lost my job! However bills etc don’t wait for you to get more work as we all know too well. I thought now is as good a time as any to start my own business so therefore set up a small company with just me (electrical installations) started very slowly as you could imagine until a couple of big jobs came in through contacts/friends. I completed these jobs as agreed and paid for materials and fuel etc I had done about 4 weeks work when I received an email notifying me not to continue as company had now gone into liquidation and I would not be receiving any money!! That’s it, I’d lost all that time and material money plus had to pay for a hand on a couple of those jobs. I hadn’t been to worried about being paid straight away as they told me initially that it was a 35 day wait from invoice to payment. Obviously now I’m a little more sceptical and not to happy about waiting for payment from companies. My problem is that I’ve lost £1000’s , I’m behind in tools that I can’t repair because I don’t have the money which is obviously slowing me down on jobs, also doesn’t look great when I’m using ways back in the day not the power tools that have been designed to do it, also I’m driving around in my girlfriends car because I can’t afford a van, this looks dreadful and embarrassing when you pull up to a job and very unprofessional but I have to get to work and I can’t afford transport. If in anyway someone could help me I would be ever so grateful.