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Financial Hardship Help

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Last Updated: February 7, 2026

I’m sorry, I just need help.

I am doing the very best I can. I have held down a reliable job, still have it, and have been trying to get a promotion. I’m trying to learn as much as I can and grow, but I need help.

I have debt and bills that are simply too much for me to deal with. Rent, regular bills like insurance, debt, groceries and tax debt have weighed me down a lot and even though I do work, I just can’t make another job work. I pull overtime and have been for a while, but it just isn’t enough. Even with a company helping out with debt relief, I’m still struggling.

About $1,500 goes out of each check for rent, bills, and debt.

I am trying my best and have been budgeting, but I just really need help. I just can’t seem to make it work. I’ve got almost nothing after each check and every time I’ve tried to save, something comes up and it’s immediately gone.

 

I’ve tried money making apps, most require some sort of purchase. I can’t afford that either.

I know I need service on my car, breaks are going out. There’s rust deteriorating my car, and I just can’t find a way to make things work.

 

If you can help, I’d greatly appreciate it.

My cash app is $TheOldUsername.

 

 

 

Filed Under: Emergency Money Tagged With: USA

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