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Last Updated: October 3, 2025

Help with saving for a house deposit

Hello,

I know many people are struggling right now, but if you can spare anything to help me, I would be eternally grateful.

I am 47, based in the UK. Unfortunately I still haven’t managed to get on the housing ladder as I’ve never been able to save for a deposit whilst paying high rents. I come from a very poor background, but educated myself and now have a good job & career. I’ve worked hard to get where I am, however am getting increasingly worried that I’ll never be able to buy a house and end up spending my hard earned (small!) pension on rent instead of living.

I have a car loan (needed for work) £7,000 remaining + credit card debt – £9,100 remaining (this was used mainly for vet & medical bills). The monthly repayments are hampering my ability to save for a house deposit. I have a small amount saved (£3k), but will need £30k at least to equal a 10% deposit to buy a modest house in the area I live.

If you can spare anything at all, no matter how small, I cannot describe how grateful I would be. I work so hard and am so tired! Menopause! But just cannot get ahead.

Thank you so much for reading and thank you to anyone who is able to help out.

With gratitude and kindness,

AK

 

https://paypal.me/1978dev

Filed Under: Mortgage Tagged With: UK

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