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Last Updated: September 9, 2025

Disabled single mom of child with Down Syndrome seeking debt relief

Dear kind-hearted strangers,

I am writing to you today with a heart full of hope and a plea for help, as my family and I navigate some of the most challenging circumstances we have ever faced. I am a single mother of two teenagers, one of whom has Down Syndrome. My son, with his unique needs, requires additional care and attention, which, as you can imagine, places extra demands on both my time and resources.

In 2019, I had to medically retire due to ongoing health issues, which have left me unable to work. The decision to retire was not an easy one, but it was necessary for my health and well-being. Unfortunately, this means that I rely on a fixed disability income. While this helps cover our basic living expenses, it’s not enough to pay down the debt I’ve accumulated—about $70,000 in credit cards and loans. This debt was largely a result of my divorce, rising living costs, and the additional expenses associated with raising my son due to his Down Syndrome.

My son’s needs are unique, and as a parent, I want to give him the best possible future. His Down Syndrome means he requires specialized care, therapies, and accommodations that come with added costs. I do everything I can to provide him with the support he needs to thrive, but the financial strain has made it incredibly difficult to give him the opportunities he deserves. My daughter, too, needs stability as she begins to make her way in the world. I want both of my children to grow up feeling safe, supported, and hopeful for the future, not burdened by the constant weight of financial stress.

The weight of this financial burden is not just a source of worry; it is a constant, suffocating stress that affects every part of my life. I live paycheck to paycheck, and no matter how hard I try to make ends meet, I never seem to get ahead. This stress, the relentless pressure of never knowing how I’m going to cover the next bill, is taking a serious toll on my health. Stress exacerbates my chronic conditions, causing flare-ups that leave me in even more pain and make it harder for me to care for my children.

Every day, I feel torn between caring for my health, supporting my children, and trying to manage the overwhelming stress that comes with financial instability. The pressure is physically and mentally exhausting, and it feels like I am constantly running on empty. I know that if I can’t get out from under this financial burden, my health will continue to suffer, and I won’t be able to be the mother my children deserve.

I am reaching out today to ask for your support in helping me pay off the debt that has become a daily weight on my shoulders. If I can relieve this burden, I will be able to focus more on my health, give my children the stability they need, and ensure that my son receives the best care possible without the cloud of financial worry hanging over us. It’s not just about money—it’s about creating a life where my children can thrive, where I can breathe without the constant fear of falling further behind, and where I can take care of myself so I can continue to care for them.

If you are able, I would be deeply grateful for any contribution you can make. Every donation, no matter how small, would help us move closer to a future of stability and peace. Your generosity will not only ease the financial strain but also allow me to focus on healing, both physically and emotionally, so that I can be a better mother to my children.

Thank you for taking the time to read our story. Your kindness gives us hope that there are still people out there who care and are willing to help make a difference.

With heartfelt gratitude,

@lparent113

Filed Under: Single Moms Tagged With: Canada

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