Hello there. I have never done anything like this before so I don’t even know what to say. The past month has made things very hard. We had bad weather come in and I couldn’t make it to work due to the ice and snow. I had some money saved up but I had to use it to pay rent and buy food. I have a low paying, dead end job and can barely pay my bills, as is the same for most Americans right now. I know I’m not special. I had been saving for a course to learn a certain skill so I can get a better job or even start my own business, which is huge dream of mine. I would also like to build my own tiny house someday. The course costs $6,250. I can pay $2,100 to start and make two more payments for the rest. I have put in every loan and credit card application I can and no one will approve me. They all say my income is insufficient and my credit card balances are too high. If I can pay off my credit cards I may be able to get a small loan to get started. My credit card debt is not extremely high, about $2,500. I am making deliveries on the side and saving as much as I can. I am trying very hard but any help would be so greatly appreciated. Thank you for taking the time to read this and God Bless You.