Hi, thanks for taking the time to read this. I know everyone on here has their own unique set of circumstances. Mine are as follows:
- I shattered my kneecap September 2023 after recently going through a divorce. Due to medical bills, being out of work for two months and the debt I was still carrying due to divorce lawyers I maxed out all my cards nearly $40,000 in debt. Ive paid off 3 of the 4 but it is still a wok in progress.
- My Identity got stolen and my ICLOUD hacked in late June 2024. I was only able to recover half of the money that was stolen and am still dealing with this as an ongoing issue despite my numerous precautionary measures.
- I rent out a floor in my house to traveling nurses to help with my mortgage. We worked completely opposite schedules and after agreeing to wait until her assignment started to pay me for the first month she paid for one week with continued promises of full payment when the position started. This continued for a month and a half but I hadn’t secured another tenant so I was stuck, hoping she would pay. She didn’t pay for any more of her 3 month contract and packed up and left without telling me, texting me for weeks as if she was still living here. That drained my account with no help with mortgage or utilities for 3 months.
- Due to the seasonality of my job, my hours were cut significantly in early July.
- I was carjacked as I was leaving work in mid-August. The vehicle was never recovered. My laptop, ipad and phone were all in the car.
- I broke my foot a week after being carjacked.
- I hired an Auto Broker to find a car for me at auction, he has a legitimate LLC and Dealer License. I gave him a budget of what I wanted to spend and in addition to his brokers fee I had to pay half upfront. He went to auctions twice a week and was constantly sending options while there. He said he f0und one but needed the rest of the money before leaving the auction lot because he was also buying several other cars at the auction and didn’t have enough cash. So I sent it to him. Long story short, I am out $8,000, dont have a vehicle and though I won my judgement against him- you can’t garnish what they don’t have.
- Due to the absolute disaster beyond explanation that my nonpaying roomate left her rooms in, I spent a month patching drywall, scrubbing floors, cleaning carpets and disposing of bags and bags of trash. I was just able to repost it as available but have had no inquiries.
- My property taxes and homeowner insurance both nearly doubled in 2024 vs. 2023. My former insurer refused to renew my policy when it was set to renew early July because apparently I need a new roof, badly.
I am sure this is likely very similar to what you read on other messages, that is why I tried to break each incident down seperately to make my situation a bit more clear. I would sincerely appreciate any help you can give. My financial situation over the last 6 months has literally made me sick to my stomach. I couldn’t even afford to buy Christmas presents for anyone this year. Thank you in advance to anyone kind enough to help out.
amt
paypal.me/amthies